Life Event Timing
Coverage Change Rules
Documentation Match-Up
Dependent Eligibility
Overage Dependent Guidelines
100

To change tax-sheltered medical, dental or vision premiums after a qualifying event, the enrollment change and supporting documentation must be submitted within this many days.

What is 30 days?

100

Employees may select different coverage levels for medical, dental and vision, but must do this on any plan they want dependents to join.

What is cover themselves on that plan?

100

This document is required to add coverage for a spouse and eligible dependents after marriage.

What is a marriage certificate?

100

Employees must work an average of this many hours per week to be eligible to enroll in benefits.

What is 30 hours per week?

100

Termination guidelines for overage dependents are based on this location tied to the employee.

What is the employee’s home state?

200

When an employee experiences a loss of Medicaid coverage, the required documentation must be submitted within this many days.

What is 60 days?

200

The department that must approve mid-year changes to coverage selections.

What is the PEO Health & Benefits department?

200

This document is required for adoption or placement for adoption.

What is a court order for adoption or placement for adoption?

200

A domestic partner life event can apply only when the employee is already in this status under the plan.

What is enrolled in the plan?

200

For MetLife Child Life Insurance, eligible dependent children must be unmarried and fall within this age range.

What is birth to age 26?

300

For marriage, birth, adoption or placement for adoption, an employee must request special enrollment within this number of days after the event.

What is 30 days?

300

When an address change makes the network no longer available, an employee may remove coverage or change plan, but cannot change this.

What is the coverage level?

300

This verification is required for gain or loss of medical, dental or vision group coverage.

What is carrier verification of new group coverage commencement or termination?

300

This family member may be eligible under certain circumstances, but employees are directed to contact the PEO Health & Benefits team for more information.

Who are grandchildren?

300

For Blue Cross Blue Shield TX, dependents reaching the carrier age limit terminate on this date.

What is the last day of the month?

400

Mid-year benefit changes must always align with, or be this, with the qualifying event.

What is consistent with the qualifying event?

400

A significant coverage reduction or cost increase is defined in the chart as more than this monthly employee cost change.

What is greater than 10%?

400

This document may be required when a dependent becomes ineligible due to marriage.

What is a marriage certificate?

400

This form must be submitted with initial enrollment or within thirty days of a corresponding life event to declare a domestic partner relationship.

What is the Domestic Partner Setup Form?

400

This carrier allows coverage for students up to age 31, with administration handled directly through the carrier.

What is Horizon?

500

If an eligible employee does not participate when first eligible, this is generally the next opportunity to enroll unless a qualifying change in status occurs.

What is the following January or next annual enrollment?

500

When a court order or QMCSO requires coverage for a dependent child, the changes must be consistent with the order and are described as this.

What is non-negotiable?

500

This documentation is required when an employee commences or returns from a non-FMLA leave of absence.

What is employer documentation indicating the employee has commenced or returned from leave?

500

Expenses for domestic partners and domestic partner children are not eligible for reimbursement under these accounts.

What are FSA and Dependent Care Accounts?

500

For Aetna Metro Plans in NY, NJ and CT, the non-student age limit is 26, the student overage limit is 29, and termination of the plan occurs at.

What is the last day of the month?