Insurance 101
Allstate Discounts
True or False
Allstate
100

Term for: Amount of money paid by client to start a claim

Deductible

100

If you have these on between November and April

Winter Tires

100

Hitting a deer counts as an at fault accident

False (Comprehensive Claim)

100

Are You In _____    _____?

Good Hands

200

Term for: how much my insurance costs

Premium

200

Secondary personal vehicle with limited usage may apply for one of these discounts (name any that apply)

Low mileage discount (under 4k km annually)

Suspended coverage (during winter months)

200

It is recommended to carry the provincial minimum for personal Liability coverage ($200,000)

False - $2,000,000 

200

The name of our strategic partner that provides insurance for our four-legged family members

Pets Plus Us

300

Term for: Property damage or third party...

Liability

300

These homeowners have likely owned their homes for 20 years or more to qualify for this discount

Mortgage-free homeowner discount

300

I know my broker or agent, so they are getting me a better deal on my insurance.

False - Brokers and agents have no say in ratemaking.

300

Allstate's commercial insurance partner

TruShield