Fixed Income
A debt obligation to the U.S. government, in which the
investor receives interest payments guaranteed by the
U.S. Government.
What is a Treasury Bond
A pooled portfolio that raises capital
through an initial public offering and
is traded on a stock exchange. Like a
mutual fund it has a portfolio manager
and does not issue additional shares.
Therefore, CEFs only trade on the
secondary market like a stock.
what is a Closed-End Fund? (CEF)
A line of credit secured by eligible nonqualified assets held
at Ameriprise. The lines of credit are issued with the Bank
as the lender and the broker-dealer as the custodian of the
securing assets.
what is a Variable Rate Line of Credit?
Insurance policy that guarantees payment of stated
death benefit if the covered person dies during a
specified term.
what is a Term Life Insurance Policy?
Options are contracts that give the holder the
right to buy or sell the underlying securities at a
set price over a set period of time, depending on
the type of option (call or put) they hold.
what are options?
Debt obligations issued by U.S. government-sponsored
entities (GSEs) and other federally related bodies used
to finance activities usually related to public purposes.
GSE’s can be implicitly backed by the U.S Government,
or be backed by the full faith and credit of the U.S.
Government.
What are Agency Bonds?
Structured CDs have a principal component that is generally a discount CD offered
through a bank, and a performance component that is generally an option based on the
performance of an underlying asset(s). Investment that provides exposure to a reference
asset or index; can be structured to seek a return based on various market scenarios.
what is a Structured CD?
a fixed interest rate loan secured by eligible nonqualified
assets held at Ameriprise. The loan is issued with the Bank
as the lender and the broker-dealer as the custodian of the
securing assets.
what is a Fixed rate Loan?
Insurance policy that provides coverage for the life
of the insured and also offers cash value linked to
insurance company’s portfolios of investments.
what is a whole Life insurance policy?
A Master Limited Partnership (MLP) is an exchange-traded investment in
which the limited partnership operates an active business.
what are Master limited Partnerships?
A pooled investment vehicle, traded on
an exchange, which provides exposure
to a variety of securities designed to
either mirror a specific index (passive
ETF) or outperform a specific index
and does not mirror index holdings
(active ETF).
What is an ETF?
structured notes have a principal component that is generally a zero coupon
bond, and a performance component that is generally an option based on the
performance of an underlying asset(s). Investment that provides exposure to a
reference asset or index; can be structured to seek a return based on various market
scenarios.
what is a Principally Protected Note?
a loan against investor owned margin-eligible securities to
allow investor to purchase additional securities or withdraw
cash for short-term liquidity needs. The loan is with the
broker-dealer serving as both the lender and as the custodian
of the securing assets.
what is a Margin Loan?
Insurance policy that provides coverage for the life of
the insured and also offers cash value linked to insur?ance company’s portfolios of investments.
Insurance policy that provides coverage for the life of
the insured and also offers cash value linked to insur?ance company’s portfolios of investments.
what is a Universal Life insurance Policy?
Pooled investment vehicle in which invest?ments are selected by the sponsor and
deposited into the trust; assets are passively
managed
to maturity.
what is a Unit Investment Trust? (UIT)
A pooled investment company that bundles
money from many investors and invests the
money in bonds, short-term money market
instruments, other securities or assets, or a
combination of these investments based on its
investment goals and objectives.
What is a Mutual Fund?
Holding place for uninvested cash. The Ameriprise® Bank Savings Account is a fully
digital bank product offered by Ameriprise Bank.1
What is an Ameriprise Bank Savings Account?
Annuity contract that provides a guaranteed stream of
income payments for a certain period (5-30 years) or
for a lifetime. Income payments typically start within
a month of purchasing the contract with a lump-sum
premium.
what is a Single Premium Immediate Annuity?
Annuity contract that offers a minimum guaranteed
interest rate combined with an interest rate linked to a
market index
what is a Fixed index Annuity?
structured notes have a principal component that is generally a zero coupon bond, and a performance component that is generally an option based on the performance of an
underlying asset(s). Investment that provides exposure to a reference asset or index; can be structured to provide a return based on various market scenarios.
what is a Structured Note?
A pooled investment vehicle in which a
professional portfolio manager selects
investments to be deposited into the trust. Once
deposited, investments do not change.
Holding place for uninvested cash in a brokerage or managed account. Uninvested
cash balances are held as a free credit balance in the account unless an external
sweep has been assigned to the account.
what is Ameriprise Cash Account?
Annuity contract that earns specific guaranteed rate of
interest for a specified timeframe
what is a fixed annuity?
Direct investment into a company that has issued
shares of common or preferred stock. Represents
partial ownership of that company.
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