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Math I guess idk
Loans
Random (all 500)
Credit Score
Credit Cards
100

If you buy something for $1200 with a 6-month payment plan at 0% interest, how much are your monthly payments?

$200

100

What is interest?

A percent rate at which your loan increases based on the loan amount

100

What is the current price of BTC (to the nearest thousand)

$90,000

100
How can you check your credit score?

There's several options. Several banks offer checking your credit score for free, as well as the Credit Karma app which allows you to check your score.

100

What is a credit card?

A card that allows you to borrow money for individual purchases and pay it back over time
200

Which will have more interest, a $500 debt at 20% interest, or a $1000 debt at 5% interest

The $500 debt at 20% interest
200

What is the loan principle?

The initial amount of money you borrowed

200

What is the fifth planet from the sun?

Jupiter
200

Should you use cash advances on a credit card to buy cryptocurrencies?

No, unless you're really sure it's a good idea, and then you also still shouldn't
200

What is a secured credit card?

A credit card that requires an initial down payment to borrow money (typically for people with no credit history or very poor credit)

300

If you put a $4,000 down payment on a $10,000 car, and put the rest of the money you owe on a loan, how much is the principle on the loan? 

(principle is the amount of money you initially owe)

$6,000

300

What are common types of loans?

Car loans, mortgages (housing loans), personal loans

300

What does CC stand for? 

Community Coordinator

300

What is a credit score?

A number representing your "credit health" or in simpler terms a score determining how reliable you are at paying back your debts 
300

What is the best usage (percentage) of a credit card for building credit?

33%

400

If you open a CD savings account with $20,000 with a 6% interest APY (annual percentage yield), how much will you have at the end of one year? 

$21,200

400

What's the most important thing for building credit with a loan?

Making your payments on time!

400

What kind of pets do I have?

A dog and two cats
400

What's an easy way to trash your credit score?

Lots of stuff honestly

400

Would you rather have a high APR or a low APR on a credit card?

Low APR
500

You get paid $2000 per two weeks, and you get taxed ~20% (federal, state, etc.) how much money goes to taxes?

$400

500

What is APR?

Annual Percentage Rate

(The percentage of interest on the loan per year)

500

How many times did it take for us to try and wake you up before you got up?

TOO MANY FUCKING TIMES

500

What factors (generally) affect credit score?

On-time payments

Credit utilization (percentage of credit on credit cards being used)

Credit age

Total Accounts

Hard inquiries (credit checks for applications)

And more!

500

What's the most important thing to remember when using a credit card for your credit score?

Make your payments on time!