Coverages
The locations where your PAP will provide coverage.
What are the United States, U.S. territories and Canada?
A NH policy owner has a DP3 policy for a property they are renting and some of the tenants contents are stolen.
What is not covered?
Coverage for tenant's contents is excluded under the policy.
The approximate dividend payout for auto policies in most states.
What is 20%?
The amount of Loss of Use coverage provided under the HO4 policy is...
What is 30% of Coverage C?
This is what PUP stands for.
What is Personal Umbrella Policy?
The first named peril under Coverage C on an HO3 policy is...
What is Fire or Lightning?
The insured is driving along when the transmission goes on their Audi. They need a rental car while their vehicle is being repaired. Is the cost of the rental covered?
What is not covered?
Reason is that wear and tear and mechanical breakdown is excluded.
The underlying liability limit required for HO policies under a PUP.
What is $300,000?
The amount of coverage provided by an unendorsed HO3 policy for loss of jewelry due to theft is...
What is $1500?
The maximum amount of coverage Amica will offer under a PUP policy.
What is $5,000,000?
This additional coverage will take care of attorney's fees during a court case that is being handled by Amica for an insured.
What are Defense costs?
An insured's home is vandalized 53 days after they have moved all of their belongings out.
What is covered?
Vandalism is covered if vacant for less than 60 days.
The type of inspection we order for a home with a purchase price of $1.2 million or more.
What is a Castle inspection?
The limit for Compulsory Bodily Injury coverage under the MA auto policy.
What is $25,000 per person, $50,000 per accident?
The underlying auto insurance limits required for a PUP policy are...
What are 250/500 BI and 50 PD or 500 CSL?
We always provide this coverage on MA auto policies when we add Collision coverage to a vehicle.
What is the Waiver of Collision Deductible?
A NH policy owner has a DP3 policy for a property they are renting and the tenants steal the insured's refrigerator when they move out.
What is not covered?
There isn't any coverage for theft of a landlord's belongings from a rented unit.
The co-insurance formula is...
What is the coverage you carry/coverage you should have carried x the amount of the loss - your deductible?
The coverage limit under the Family Cybersecurity endorsement is...
What is $25000?
What types of residents in your household are covered by your Umbrella policy?
What are resident relatives?
This endorsement is automatically provided under the HO5 policy at a $5000 limit subject to a $500 deductible.
What is the Water backup and Sump Overflow endorsement?
An insured goes on vacation to Paris, France and rents a vehicle while there. They have auto, home and PUP with Amica. Would their liability in the rental vehicle be covered?
What is covered?
The umbrella policy would provide drop-down coverage subject to a $500 deductible when outside the coverage territory of the auto policy.
This is the most important thing you need to make a customer aware of if they are downgrading their Signature policy to either an Advantage or Essentials policy.
What is the loss of Accident Forgiveness?
The minimum amount of PIP coverage that can be carried on the MA auto policy is...
100 point Bonus - What is the maximum coverage amount?
What is $8000?
Maximum is $8000
The deductible applied to drop-down coverages under the PUP (i.e.- driving overseas) is...
What is $500?