Review Periods
Scenario Generated Alert
Trigger month
Canada
Low
Fraud but no STR
Financial Risk
Investigations centered on BMO Employees.
MIT
Demarket Re-Entry Alerts
30 days from the date of first financial activity.
Fentanyl
#FENTANYL
Christmas Island, Israel
Low
Adverse media for DT and STR
Reputational and Regulatory Risk
Investigations relating to Terrorism, Terrorist Financing or potential terrorist financing.
MIT
PO with Single Date
15 days +/- the date referenced
Romance Scam
India, Mexico, BVI
High
3+ STR
Operational and Regulatory Risk
Entity/Individual with Adverse Media. TM acquits a case or files STR but does not lead to demarket.
HRT
Adverse media/PO before Account Opening
30 days from the date of first financial activity.
Wildlife Trafficking + Motivated Violent Extremism
#ANTON #IMVE
Cayman Islands, Hong Kong, Sierra Leone
Moderate
Risk of Indigenous Demarket without proper due diligence
Reputational and Legal Risk
Newly Identified PEP with Active Accounts
WLM
Cross-Pollination Alert with Past Reported Case Partially covered
Ground Zero Review Period and Truncate
Nexus to North Korea and Virtual Currency ATM
#DPRK #SGA2024
Belarus
Very High
PO, Adverse media for embezzlement, 2 STRs, 4th Case, Indigenous, Business.
Regulatory, Reputational, Financial and Operational Risk.
TM receives a UAR related to a CM Customer or the UAR Relates to CM Specific Products
Capital Markets