Hospital Benefits
This benefit pays a flat amount when you're admitted to a hospital.
What is a Hospital Admission Benefit?
Accident plans pay a benefit when this type of unexpected event occurs.
What is an accident?
Name 3 conditions typically covered by CI.
What are cancer, heart attack, stroke, coronary artery disease, end stage renal kidney failure?
Rates that are locked in at age you purchase coverage.
What is "Issue Age"?
Then you take coverage with you
What is portability and conversion?
Hospital Indemnity Plans are often used to help cover this common financial gap.
What are out-of-pocket costs or medical deductibles?
This rider pays an additional 25% if insured receives injury while participating in a registered sport.
What is the Organized Sporting Activity Benefit Rider?
Critical Illness pays a lump sum upon diagnosis of this.
What is a covered condition?
Accelerates Death Benefit to pay for formal caregiving benefits.
What is the Long Term Care Rider?
Megan's college basketball number
What is 14?
Pays when an insured undergoes a health screening test.
What is a Wellness Benefit?
Name two common covered injuries in most accident plans.
What are fractures and dislocations?
CI plans are not meant to replace health insurance but help with THESE types of costs.
What are non-medical expenses (mortgage, childcare, groceries, travel)?
This is accrued over the life of the policy as long as premiums are paid.
What is cash value?
Other benefits Transamerica offers.
What is Short Term Disability, Group Term Life, Long Term Disability, 401k, GAP plans?
A specially designated area of a Hospital that provides the highest level of medical care restricted to those critically ill/injured.
What is the ICU?
Losing two arms or two legs is part of what benefits category.
What are Dismemberment Benefits?
Non Invasive Cancer is also known as.
What is Carcinoma in Situ?
An amount of insurance an employee can purchase without medical questions.
What is Guaranteed Issue?
This type of firm typically communicates benefits one-on-one to an employee.
What is an enrollment firm?
Ture of False: The Hospital Admission Benefit is paid in addition to the Daily In-Hospital Benefit
What is true?
This person cracks your back, but also gets you reimbursed after an injury.
What is a chiropractor?
True or False: Rates are only in Attained Age format
What is False? (They can be issue age or attained age)
What is bathing, dressing, transferring, eating, toileting, and continence?
What is contributory?