What is the minimum balance required to avoid a monthly fee in the Relationship Checking Account?
$1000.00 average balance or $5,000.00 in related accounts
100
How many withdrawals can you make out of a savings or money market account per statement cycle?
6 electronic transfers, unlimited transactions done in the branch.
100
What is the daily ATM or cash back withdrawal limit?
$510.00
100
What is the minimum balance on our promotional Money Market account?
$25,000.00
100
Name 2 parts of the banker clean desk policy?
No WIS material, clean and tidy, pamphlets out of reach of customers, customer information put away, organized.
200
What is the minimum number of transactions required in the Smart Checking to avoid a monthly fee?
6!
200
Can you write checks out of a savings account?
No, but you can out of a money market.
200
Where would you go to order someone a new stone debit card?
Origination!! DO
200
Is a customer eligible for both promotional credits and MVP credits?
Yes they are.
200
Why can't WIS material be out where we conduct transactions?
There's no FDIC coverage, misleading to the customers.
300
What is the dollar amount that you need to open a checking account with?
$100.00
300
Are business eligible for our new Money Market account?
Yes they are! And there's no cap on the funds! :)
300
Who on a trust account can order a debit card?
NO ONE
300
How long is the super smart money market 1.25% rate guaranteed?
6 months. 12 months for the new Money Market Promotion
300
What is the age limit for our student checking program?
14-26 years old
400
What is the benefit of consolidating account balances?
Interest bearing checking account without keeping high balances in it
400
What's the minimum balance requirement in a Moola Moola?
$0.00 >:)
400
How many scorecard points do you earn per dollar spent?
1 point per dollar
400
How do you earn the $50 credit in our promotional checking account?
3 bill pays 3 months in a row, or direct deposit of more than $200.00.
400
What can a bank appointed power of attorney NOT do?
Appoint or change beneficiaries, change addresses, change ownership, cash checks without account holders signature, or cash checks made payable to themselves.
500
Name a way that someone could get free checks?
Relationship checking, Loyalty checking, classic club, student checking, MVP, smart checking, cause a scene (LOL)
500
If a customer has ONLY a savings account with WatersStone Bank and no checking how often will they get a statement?
Quarterly. If they have activity they receive it monthly.
500
What is the daily point of sale limit?
$5,000.00
500
How many days does it take for the 1000 scorecard reward points to apply to you account after opening?
14 days
500
What does FDIC stand for and what is the coverage?
Federal Deposit Insurance Corporation and $250,000.00 per account holder.