1
What is the name of Australia's universal health insurance scheme?
Medicare
What is one key reason individuals choose private health insurance
Shorter waiting times for elective surgeries.
Avoid Medicare levy surcharge
Choice in doctors
What does PBS stand for in the Australian healthcare system?
Pharmaceutical Benefits Scheme
What are the two main sectors of the Australian healthcare system?
Public and private sectors.
What is the main purpose of the PBS?
To subsidise the cost of prescription medications.
Name three government incentives to attract people to purchase private health insurance
Medicare Levy surcharge
Private Health Insurance rebate
Lifetime health Cover
Age-based discounts
The Australian Healthcare system is made up of _____________________, ________________, __________________
Medicare
The pharmaceutical scheme
private health insurance
What percentage of income do most Australians pay as the Medicare levy?
2%
What is the role of private health insurance in relieving pressure on the public healthcare system?
It helps reduce the demand for public hospital services by offering access to private care.
What year was Medicare introduced?
1984
Name one advantage and one disadvantage of private health insurance
Advantage: Access to private hospital care. Disadvantage: Costly premiums
In which year was Medicare introduced in Australia?
1984
What is a co-payment in the PBS system?
The amount an individual contributes toward the cost of their prescription medicine.
What percentage is the Medicare Levy surcharge?
1 - 1.5%
How many medicines are covered under the PBS?
Over 5,300 medicines.
What is bulk billing, and how does it support equitable access to healthcare?
Bulk billing is when a doctor bills Medicare directly, with no out-of-pocket cost to the patient.
What is the PBS Safety Net, and how does it benefit individuals?
It helps individuals and families pay less for medicines once they reach a certain spending threshold within a calendar year.
How does the National Disability Insurance Scheme (NDIS) support Australians with disabilities?
By providing funding for services and support for people with permanent and significant disabilities.
What is the Private Health Insurance Rebate?
A government rebate to help cover the cost of private health insurance premiums, based on income.
What is the primary aim of health promotion campaigns like SunSmart?
To raise awareness and reduce the incidence of skin cancer through prevention strategies.