Medicare
Private Health Insurance
PBS
NDIS
Funding, Sustainability, Access and Equity
100
Fill in the blank: Medicare is Australia's (BLANK) health insurance scheme.
Universal
100
The fee paid to cover the cost of Private Health Insurance is also known as the what?
Premium
100
Which level of government is responsible for the Pharmaceutical Benefits Scheme?
Federal
100

What is the name of the independent organisation responsible for the implementation of the NDIS?

The National Disability Insurance Agency

100

INDIVIDUALS are one way funding for our health care system is provided. Identify the two levels of government and the major type of insurance fund, which also provide significant funding.

State/ Federal/Private Health Insurance.

200
The amount that Medicare contributes towards certain consultations and treatments, is known as what?
Schedule Fee
200

Identify the four incentives to take out Private Health Insurance 

Private Health Insurance rebate/ Lifetime health cover/ Medicare Levy Surcharge /Age based discount 

200
The patient co - payment for PBS subsidised medications is $39.50, what individuals only need to make a $6.40 contribution?
Those with a concession card
200

Which level/s of government is the NDIS funded by?

Federal and State

200

Promoting Disease Prevention and ensuring an efficient health system and workforce are two of the key considerations of a sustainable health system.

What are the other two key considerations?

Funding and regulation/Research and monitoring 

300
Identify 4 services covered by Medicare
GP consultations/ Specialist Consultations/ X - rays/ eye tests/ pathology (blood/urine)/ treatment and accommodation in public hospitals/ some dental services for children under the Dental Benefits Scheme/ 75% of the schedule fee for treatment in a Private Hospital
300
Identify 3 disadvantages of Private health insurance
premiums are costly/ Sometimes have a "gap" payment, meaning that even though you have paid a premium, you still need to cover part of the cost/ Qualifying periods or waiting periods apply for certain things (eg: pregnancy etc)/ policies can be complex and may create confusion for the average person
300

Briefly explain how the Pharmaceutical Benefits Scheme promotes health status in Australia.


The PBS improves the health status of Australians by providing access to essential medicines when necessary, at a subsidised cost. This allows many health concerns to be treated or managed at an affordable cost, and therefore improves the health status of Australians and reduces burden of disease. This can contribute to lower rates of morbidity and mortality, and can increase life expectancy. Children can receive access to treatment when required, which can also decrease U5MR.

300

Identify the two residency requirements to qualify for the NDIS

1)Be an Aus citizen (or hold a permanent visa or protected special category visa)

2) Live in Aus where the NDIS is available

300

4 major interventions have been put into place to increase ACCESS to healthcare for people of all SES backgrounds. Identify three of these interventions

1) Free treatment in public hospitals and subsidised consultations through Medicare

2) Subsidised meds through the PBS

3) Subsidised Private Health Insurance through the Private health insurance rebate.

4) Support provided through the NDIS

400
Identify 4 services not covered by Medicare
Cosmetic/ unnecessary or elective surgery/ most costs associated with private hospital care/ o accommodation in private hospitals/ most dental examinations and treatments/ home nursing care and treatment/ ambulance services/ most allied health services/ alternative medicine (Chiro, acupuncture, remedial massage, aromatherapy, naturopathy)/ glasses/ contact lenses/ hearing aids/ prosthesis (artificial limbs)/ pharmaceuticals/ medical costs for which someone else is responsible
400

Explain what is meant by Lifetime Health Cover loading, and how it may help to improve health status of Australians 

Lifetime health cover loading is an incentive to take out private health insurance. If Australian's don't have PHI when they turn 31 years old, they will pay an extra 2% per year on their premium for every year they don't have PHI, for a maximum of 20%. It may improve health status by reducing the burden on the public health system, meaning more people can be treated for disease and therefore increase life expectancy. 

400

What is put in place to protect people from large overall expenses from PBS listed medications? Explain this in initative. 

PBS Safety Net. For those who spend a considerable amount of money on prescription medication, there is a safety net, so that once they meet a threshold, individuals recieve greater subsidy on medication. 

400

Outline the 4 disability requirements to qualify for the NDIS

1) You have a condition or impairment that is likely to be permanent

2) your impairment substantially reduces your ability to participate in activities unless you have assistance (from others/ from technology/ or still cant without assistance from either of these)

3) Your impairment affects your capacity for social and economic participation

4) you are likely to require support under NDIS for a lifetime

400

An equitable health system must recognise and respond to those with special needs. An example of an intervention designed to promote equity within the health care system is the PBS Safety Net. Identify 3 other interventions which promote equity.

Intro of NDIS/ Medicare Safety Net/ Public Dental health Services (Royal Dental hospital of Melbourne) providing to vulnerable groups/ continuity between health care providers/ mental health treatment plans

500
Identify the three ways Medicare is funded and explain in detail, one of these ways.
1) THE MEDICARE LEVY  ( an additional 2% tax placed on taxable income of most taxpayers)  2) THE MEDICARE LEVY SURCHARGE (An extra tax for those earning a certain amount of money, that do not have private health insurance - $90,000 for singles and $180,000 for families. The surcharge ranges from an extra 1% - 1.5%) 3) GENERAL TAXATION (As the levy and levy surcharge do not cover the full operating costs of Medicare, general taxation is also used)
500

Identify 5 advantages of Private Health Insurance

Enables access to private hospital care/ Choice of doctor in public or private hospital/ shorter waiting periods for some surgery/ some extras may be covered depending on level of cover (dentistry, physio etc)/ helps to keep the cost of running medicare low/ high income earners avoid paying the medicare levy surcharge/ government rebate for eligible policy holders/ lifetime healthcover incentive/ reduces burden on Australia's Health care system

500

Available medications are reviewed how many times a year? Why is this important?

3 times a year, by the Pharmaceutical Benefits Advisory Committee. 

Important because it means only the most effective and necessary medications are being subsidised by the government. Also allows for new drug tehcnology to be subsidised 

500

The first step once accepted into the NDIS is to create an individualised plan. Through this individualised plan, the NDIS assists participants to do 4 main things. Identify these 4 things.

1) Access mainstream services and supports

2) Access community services and supports

3) Maintain informal support arrangements

4) Receive reasonable and necessary funded supports

500

Identify 5 things provided through FUNDING, which promote health Status.

Health care infrastructure/ highly trained health professionals/ subsidised health services/ personnel/ essential medicines/ medical supplies/ support and assistive technology/ increased access to private health services/ public health programs (quit etc)/ advances in knowledge and technology through research