How much money do you get off your deductible if you go one year claims free? and what is the max?
$50; $250
what is the minimum amp service you can have on your home in order for MetLife to insure you?
100 amps
What state has coverage selection forms?
NJ
How much coverage for back up of sewer drain and sump pump is included?
10,000
what is your supervisors favorite animal?
turtle
what is suspended liability?
when you suspend liability coverage on the car but comprehensive coverage is still available. ex. cars being stored in a garage, not registered
Name 3 dog breeds we can't insure
pit bull, rottweiler, dingo, chow, wolf, doberman, Italian mastiff, bull terrier
In CA regarding DUI's how many years does MetLife look back?
10 years
how much coverage does the customer have on a GP policy for loss of use?
up to 2 years
what is tim's favorite spot?
ocean mist
what to do with a driver if the license has been expired for one month?
add the driver, ask why it hasn't been renewed and document when driver plans to renew.
three discounts offered on the home policy
gated community, sprinkler systems, burglar/fire alarm systems
In MI how long does a RETAIL customer have to have continuous coverage before we can quote them?
6 months
What coverages on the grandprotect home have a blanket limit?
A, B, C
What states can you not offer RGG?
NV, MT, NM
combat theft
when you have a sticker on your car that police can pull you over if your car is on the road past a certain time to make sure its not stolen
three discounts offered on the home policy
gated community, sprinkler systems, burglar/fire alarm systems
What is limited tort?
The limited right to sue for pain and suffering (non monetary values) in an accident
What % of the blanket property limit on a GP would self storage be covered at?
100%
Name 3 groups you can't offer RGG to?
Speedway, Southwest, BP, Analogic, Chevron, Southwest, Mercer
name 5 auto discounts we offer
multi life product discount, my journey, good student, anti theft device, driver improvement course,
what is wind loss mitigation?
Windows, doors garages are able to withstand at least 120 mph winds
If Wind Loss Mitigation is required
Proof must be received that all windows must have reinforced glass or storm shutters able to withstand 120 mph wind speeds & reinforced exterior and garage doors.
In NY what is spousal liability?
The right to sue your spouse if you were in an accident
If a customer has auto and home grandprotect with MetLife and their home deductible is $2500 and their auto deductible is $1000 and a tree falls on the car and roof and causes $15,000 worth of damage between the two, how much would the customer have to pay out in deductibles?
$2500
What are the three states that require a downpayment on auto regardless of group (not including payroll deduction)
AL, KY, OK