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Auto State Specifics
Grand Protect
Mis.
100

How much money do you get off your deductible if you go one year claims free? and what is the max?

$50; $250

100

what is the minimum amp service you can have on your home in order for MetLife to insure you?

100 amps

100

What state has coverage selection forms?

NJ

100

How much coverage for back up of sewer drain and sump pump is included?

10,000

100

what is your supervisors favorite animal?

turtle

200

what is suspended liability? 

when you suspend liability coverage on the car but comprehensive coverage is still available. ex. cars being stored in a garage, not registered

200

Name 3 dog breeds we can't insure

pit bull, rottweiler, dingo, chow, wolf, doberman, Italian mastiff, bull terrier

200

In CA regarding DUI's how many years does MetLife look back?

10 years

200

how much coverage does the customer have on a GP policy for loss of use?

up to 2 years

200

what is tim's favorite spot?

ocean mist

300

what to do with a driver if the license has been expired for one month?

add the driver, ask why it hasn't been renewed and document when driver plans to renew.

300

three discounts offered on the home policy

gated community, sprinkler systems, burglar/fire alarm systems

300

In MI how long does a RETAIL customer have to have continuous coverage before we can quote them?

6 months

300

What coverages on the grandprotect home have a blanket limit?

A, B, C

300

What states can you not offer RGG?

NV, MT, NM

400

combat theft

when you have a sticker on your car that police can pull you over if your car is on the road past a certain time to make sure its not stolen

400

three discounts offered on the home policy

gated community, sprinkler systems, burglar/fire alarm systems

400

What is limited tort?

The limited right to sue for pain and suffering (non monetary values) in an accident

400

What % of the blanket property limit on a GP would self storage be covered at?

100%

400

Name 3 groups you can't offer RGG to?

Speedway, Southwest, BP, Analogic, Chevron, Southwest, Mercer

500

name 5 auto discounts we offer

multi life product discount, my journey, good student, anti theft device, driver improvement course, 

500

what is wind loss mitigation?

Windows, doors garages are able to withstand at least 120 mph winds

If Wind Loss Mitigation is required  

Proof must be received that all windows must have reinforced glass or storm shutters able to withstand 120 mph wind speeds & reinforced exterior and garage doors.   

500

In NY what is spousal liability? 

The right to sue your spouse if you were in an accident

500

If a customer has auto and home grandprotect with MetLife and their home deductible is $2500 and their auto deductible is $1000 and a tree falls on the car and roof and causes $15,000 worth of damage between the two, how much would the customer have to pay out in deductibles?

$2500

500

What are the three states that require a downpayment on auto regardless of group (not including payroll deduction)

AL, KY, OK