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Coverage
Misc.
Personal Auto Policy Form
100
A type of coverage that pays for damages that were the result of an accident with another vehicle or object.
What is Collision Coverage
100
The car you drive can ________ your insurance rate.
What is effect
100

The name shown on the Declaration and your spouse if a resident of the household

The Insured; "you" and "your"

200

If you hit a deer the coverage which will respond in this situation 

What is Comprehensive Coverage

200
A color of a car that is commonly associated with aggressive driving. (It does not raise your premium despite the rumors you hear)
What is Red
200

Coverage which applies when there is a hit and run vehicle whose operator or owner can not be identified

What is "Uninsured Motorist" Coverage

300

Covers medical expenses for passengers in another vehicle as well as passengers in their vehicle.

What is Medical Payments Coverage

300

Your Age, Driving Record, Credit History

What is something that can effect your auto insurance rates.

300

Physical injury to, destruction of or loss of use of tangible property.

What is "Property Damage"

400

Your portion of the loss which is your responsibility to pay.

What is a Deductible

400
Higher Deductibles can _________ your premium
What is Lower
400

We will pay for damages for "bodily injury" or "property damage" for which an "insured" becomes legally responsible because of an auto accident.

What is the Liability Insuring Agreement

500

Pays for bodily harm, sickness or disease including death that results from an accident

What is Bodily Injury Liability

500

25,000 per person/ 50,000 per accident

10,000 property damage

What are VT State Minimum Limits

500

Named Perils coverage often referred to as "other than collision"

What is Comprehensive coverage