Coverages
This is the coverage in MA that will pay for damage to your car only if you are not more than 50% at fault and the driver of the other vehicle has been identified.
What is Limited Collision?
The limit for Bodily Injury liability that Amica recommends to its customers.
What is $250,000 per person and $500,000 per accident or $500,000 per accident if CSL?
The coverages that are included in Part A of the Countrywide auto policy.
What are Bodily Injury and Property Damage coverages?
One of the two coverages provided at a limit of 25/50 automatically on Massachusetts auto policies.
Bonus: For an additional 500 points, name the second coveage.
What is Compulsory Bodily Injury coverage or Uninsured Motorist Bodily Injury coverage?
I live in New Hampshire and my child is attending school at the University of Texas in Austin and they didn't take a car with them. This discount should be on my policy.
What is the Student Away discount?
The coverage that will pay for injuries you cause to another party.
What is bodily injury liability coverage?
This is Part 10 on the MA auto policy.
What is substitute transportation expense coverage?
This section of the policy states that in return for payment of the premium and subject to all the terms of the policy, the insurance company will provide coverage.
What is the Agreement?
This coverage is only available on RI auto policies.
What is UMPD coverage?
One of the possible ways to qualify for this discount is for a young driver to have a 3.0 GPA in school.
What is the Good Student Discount?
Accident forgiveness is only available on this Auto YourPlan policy.
What is the Signature Package?
The other name for auto loan/lease coverage.
What is GAP coverage?
The term for the parts of the MA Auto policy that are required in order to register a vehicle in MA.
What are Compulsory coverages?
This state requires you to list the vehicles that a driver customarily drives.
What is Vermont?
Name one of the two discounts that require a customer to sign themselves up for it on Amica.com.
Bonus: For an extra 500 points, name the other discount.
What is the all-electronic discount or autopay from a bank account?
This coverage has an $8000 limit in the state of Massachusetts and this limit cannot be changed.
What is PIP coverage?
In the auto policy, this means bodily harm, sickness or disease, including death that results.
What is bodily injury?
What an insurance company does when they go after another party for reimbursement for a claim.
What is subrogation?
This state allows us to add the Waiver of Collision deductible coverage.
What is Massachusetts?
This discount provides our customers with an approximate 10% in savings on their auto policy.
What is the Pay in Full discount?
The coverage that will pay for damages to your automobile regardless of fault.
What is Collision coverage?
This is the time frame that must pass before you can be provided rental car coverage if your car is stolen.
What is 48 hours?
The term for a type of loss that is not covered by a policy (i.e.- War, Nuclear hazard).
What is an exclusion?
This is the only state of the five we handle in the Northeast where you cannot change the UM coverage limit.
What is New Hampshire?
This discount is available to drivers in RI who are age 55 or older.
What is the defensive driver credit?