What is it called when you do not make payments to your insurance? They have the power to________ your policy.
cancel
100
What is the person who sells and counsels you on insurance?
Insurance Agent
100
What is the amount of money you agree to pay before the insurance company pays?
deductible
100
What is an insurance agent who sells and counsels you on insurance?
Independent Agent
100
What is a crash, theft or other problem for which you have coverage?
Loss
200
What is the money offered by an insurance company for a totaled vehicle?
Actual cash value
200
What is the person from the insurance company who assesses the amount it will cost to repair your car?
Claims adjuster
200
What is filed when someone has a loss? (has an adjuster)
Claim
200
What is insurance given to drivers who may have had difficulty getting insurance because of things like their driving record, drunk driving charges, bad credit or other problems.
High-risk insurance
200
What is If your car is so badly damaged in an accident that repairing it would cost almost as much as the car was worth, then they will total the car and offer you only its actual cash value?
Totaled
300
What is the amount of money am insurance company will pay for a specific insurance coverage?
Policy limit
300
What is if someone is badly injured in an accident and can't work for a period of time, they can make a claim for lost wages to get money they would have earned by working?
Lost Wages
300
What is your responsibility when you are negligent for a loss?
Liability
300
What is the coverage that pays for medical and legal expenses if you cause an accident?
Bodily injury coverage
300
What is the coverage that pay for damage to another's property if you cause an accident?
Property damage coverage
400
What is the amount of money you pay the insurance company every six months (or monthly) to cover you and your car?
Premium
400
What is an insurance agent who sells insurance for only one company?
Exclusive or Captive Agent
400
What is the amount of insurance you buy to cover a specific loss?
Coverage
400
What is the coverage that pays for repairs to your car after a crash, no matter who was at fault?
Collision Coverage
400
What is if someone is injured in an accident, one of the things they can make a claim (or sue) for is the pain and suffering related to their accident?
Pain and suffering
500
What is the coverage that pays for bodily injury to you and your passengers if you are in an accident caused v=by a person who doesn't have enough insurance to cover your claim?
Under-insured motorist coverage
500
What is the coverage that pays for damage to your car caused by falling objects, fire, theft, vandalism, and other damages that are not caused by an accident?
Comprehensive Coverage
500
What is the estimated price an insurance company gives you when you ask to apply for insurance?
Quote
500
What is the coverage that pays for bodily injury coverage to you and your passengers if you are in an accident caused by a person who has no insurance?
Uninsured motorist coverage(UNIM)
500
What is the coverage that pays for doctor, hospital and surgical expenses for you and your passengers after a crash (up to the limits of your policy).