What Are The Odds
I am on my way home and a flock of wild turkeys run into the road in front of me. My grill and front bumper is now damaged and full of feathers. I will have to submit a claim under what coverage
What is Comprehensive
I back into another car while backing out of a parking space. What coverage will pay to fix the other persons car?
What is Property Damage Liability
I have just left a Timberwolves game at the Target Center and am crossing the street on a crosswalk. A car did not stop and hits me, breaking my leg. What covers me?
What is Personal Injury Protection or PIP
I have just spent my last 3 paychecks adding accessories to my truck. Is there coverage to protect my investment?
What is Custom Equipment coverage
A person who owns the policy
What is a Policy Holder
I hit ice and went into the ditch hitting a small tree. My passenger side is dented. I will have to submit a claim under what coverage?
What is Collision
I rear-end the car in front of me causing severe injuries to the other driver. What coverage of mine will pay for his injuries?
What is Bodily Injury Liability
My leg is broken in several places, I have a steel rod and pins in my leg. I have a tutor come to the house so that I don’t get behind in school. Under my PIP coverage, what pays for this?
What is Essential Services
I financed my brand new vehicle with the minimum down payment. I am in an accident and my vehicle is totaled before I even make a payment. I now owe more than my vehicle is worth. What coverage protects me?
What is Gap or Loan Pay-off coverage
A request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
What is a Claim
My car is damaged due to a hit and run driver. I will have to submit a claim under what coverage?
What is Uninsured Motorists
A large tree branch has fallen onto my windshield, breaking it. What coverage applies?
What is Comprehensive glass coverage
My PIP coverage, also know as "FL No Fault" covers my medical bills up to how much?
What is $10,000
I get a flat tire. What coverage helps me?
What is Towing and Labor/Roadside Assistance
This covers injuries sustained by the driver of the insured vehicle or any passenger, regardless of fault
What is Medical Payment Coverage
The amount of money I am responsible to pay for a collision or comprehensive claim before the insurance company is called?
What is a Deductible
I forgot to open the garage door and back into it causing damage to my bumper. What coverage will fix my car?
What is Collision
I was hit and hurt by someone without insurance. I have run out of PIP coverage. Now where do I turn?
What is Uninsured Motorist coverage
My car is at the collision center being repaired and I need a replacement vehicle to get to school and work. What coverage helps me?
What is Rental Reimbursement
A contract between the individual and the insurer specifying the terms of the insurance arrangements, including the premium and deductible amounts
What is a Policy
My car catches on fire. I will have to file a claim under what coverage?
What is Comprehensive
I ran my car into the garage door. What coverage on my policy will fix the garage?
What is Property Damage Liability
My uncle was hit and killed by a drunk driver. He leaves behind a wife and children. What two coverages under PIP will help out his family?
What is Funeral Expense and Survivor loss benefit
I run out of gas on the freeway. What coverage helps me?
What is Roadside Assistance
The paperwork describing the accident, illness or injury that is submitted to the insurance organization
What is a Claim