Other People
You, any resident and any other person with your permission
What is an insured person
Covers you and the passengers in your car regardless of fault
What is PIP or Med Pay
The tool we use to calculate the Dwelling coverage amount
What is the Residential Component Technology or RCT
Racing Vehicles, Golf Carts, Commercial Risk, Vehicles worth more than $150,000
What are ineligible vehicles
Automatic withdrawal of the checking or savings account
What is Easy Pay
What is the insurance terminology when you see limits displayed as: 50/100/50
What is Split Limit
In a loss, this is how we will determine the value of your personal belongings on a home policy
What is Replacement Cost
This coverage would apply if you hit an animal
What is Comprehensive
True or False: Line 10 Customers can have a DUI in the past 3 years
What is False they cannot have any majors in the last 3 years
The percentage you would receive on your policy if you sign up for Drivewise
WA/OR 3%
ID/HI 10%
AK 7%
List of things that are not covered
What are exclusions
The deducible you pay if you are hit by someone who is uninsured or underinsured
What is WA-$100 OR-$200 ID-N/A HI-N/A AK-$250
This will provide coverage to help replace your car with a new one
What is New Car Coverage or Replacement Car in ID
True or False: Line 10 Customers cannot have more than a 3 days lapse with their prior carrier
What is False they can have up to a 5 day lapse
Customers need to have 3 years prior standard insurance and 5 years accident free to receive this
What is Safe Driving Discount
This coverage would apply if you were found legally obligated to pay on a Homeowners Policy
What is Family Liability Protection or Coverage X
This is the amount we will pay out if your Jewelry was to melt in a fire
What is up to the policy limit. (Jewelry would only be limited if the loss was due to theft)
This describes loss/perils we cover on your home for dwelling coverage
What is open peril
Canter Levered Homes, Camper Trailers and Mobile and Manufactured Homes
What are ineligible Homes
If they sign up for ePolicy they would receive this discount
What is eSmart
Our Liability will be excess over other collectible insurance
What is if there is other insurance
This coverage pays for your vehicle after a hit and run accident
What is uninsured motorist property damage or collision
This plan(s) includes $100 off your collision deductible immediately and then every year you are accident free
What is Gold or Platinum Protection
IS, LIS, CCDB and MVR
What are consumer reports
This will fall off at renewal if there is a cancel bill
What is Responsible Payor or Good Payor