Money Moves
What does APR stand for?
Annual Percentage Rate
What does GPA stand for?
Grade point average
What does AVID stand for?
Advancement Via Individual Determination
What is the difference between a need and a want?
A need is something essential for living; a want is something you would like but can live without.
What does the letter C stand for in CER?
Claim
If you earn $15 per hour and work 8 hours, how much do you earn?
$120
What is a resume used for?
To summarize skills, education, and experience
What is the purpose of highlighting or annotating a text while reading?
To identify important information, understand the text, and remember key details
What is the purpose of creating a monthly budget?
To track income, manage expenses, and plan how to spend and save money.
What is the main idea of a passage?
The central message or most important point the author wants readers to understand.
What is the difference between a debit card and credit card?
Debit uses money from your bank account; credit card lets you borrow money.
What is a scholarship?
Education funding that generally does not need to be repaid.
Why is it important to use evidence from a text when answering a short-answer question?
Evidence supports your answer, makes your argument stronger, and shows that you understand the reading.
During a job interview, why is it important to make eye contact, speak clearly, and demonstrate good posture?
To show confidence, professionalism, and engagement.
What is the difference between a fact and an opinion?
A fact can be verified with evidence; an opinion expresses a belief or judgment.
What does it mean to live paycheck to paycheck?
Spending most or all of your income before your next paycheck.
What is the difference between a scholarship and a student loan?
A scholarship is money awarded to help pay for college that generally doesn't have to be repaid. A student loan is borrowed money that must be repaid, usually with interest.
You receive a low grade on an important assignment, but you believe you understand the material. What are THREE things you can do to improve your grade and take responsibility for your learning?
Talk to your teacher, review your mistakes, attend tutoring, ask about corrections or retakes, and create a study plan.
You have a job interview at 3:00 PM, but you realize you're going to be 15 minutes late. What should you do, and why?
Contact the interviewer as soon as possible, apologize, explain that you're running late, and give an updated arrival time.
A student writes, “The character was nervous because the story says her hands were shaking.” Which part of this response is the evidence?
“Her hands were shaking.”
Why is credit important?
Good credit can help you qualify for loans, buy a car, rent an apartment, and get lower interest rates.
What is ONE thing you should NEVER do during a job interview?
Be on your phone, arrive late, interrupt the interviewer, or speak negatively about previous employers.
What is the difference between collaboration and simply working in a group?
Collaboration means actively working together, sharing ideas, and helping each other reach a common goal—not just sitting together and dividing up work.
You're 18 years old and ready to move into your first apartment. What are FOUR expenses you should plan for besides your monthly rent?
Electricity, water, and other utilities
Groceries
Transportation or gas
Internet, renter's insurance, or other living expenses
A character studies every night, asks for help when confused, and improves their grades. Make a claim about the character and provide TWO pieces of evidence to support it.
Claim: The character is determined. Evidence: They study every night and ask for help when confused.