Azura Basics
What year was Azura Credit Union founded?
What is 1939?
What are the names of the personal checking accounts that earn interest?
What is an Above Checking Account and a Beyond Checking Account?
This is the number used to measure your credit worthiness.
What is a credit score?
Azura refers to their customers by this term.
What are members?
Unlike banks, credit unions are owned by these people.
What are members?
What is Azura's catch phrase?
What is "Above and Beyond Banking"?
What type of loan would you apply for if you're wanting to use your home's equity for a debt consolidation?
What is a Home Equity Loan?
The process of spreading your money across investments to reduce risk.
What is diversification?
This service allows members to deposit checks using their phones.
What is mobile deposit?
Credit unions return profits to members in these three ways: better rates, lower fees, and this.
What are dividends?
What are Azura's brand colors?
What are blue and orange?
Azura offers this service for free to members to help build a budget and improve their credit score.
What is Financial Counseling?
APR stands for this.
What is Annual Percentage Rate?
Whether it's an online or in-branch service, these convenient and useful tools help you manage your finances (Name 3).
Direct Deposit with Early Pay
Safe Deposit Box
Cashier's Checks
Wire Transfers
Check Orders
Free Credit Reports
Identity Theft Resources
Nationwide Free ATM Network (Shared Branching Co-Op)
Financial Wellness
This federal organization insures member deposits in most credit unions up to $250,000 (need acronym and what it stands for).
What is the NCUA: National Credit Union Administration?
Azura was formed through a merger of which two credit unions?
What are Educational Credit Union and Quest Credit Union?
What is the term for Azura's high-yield savings product?
What is a Money Market account?
This three-letter abbreviation refers to the total amount you owe across all debts (what is the abbreviation AND what does the acronym mean?).
What is DTI: Debt-to-Income?
What are two ways that Azura gives to our members and community?
Community Impact Cards
Teacher Mini-Grants
Employee Foundation
Scholarships
Financial Wellness
These are the two main differences in structure between a bank and a credit union.
Credit Unions are not-for-profit and member-owned. Banks are for-profit and shareholder-owned.
Back in 1939, how was Azura Credit Union founded?
A group of Kansas teachers with a collective $144 and a passion to help each other started Topeka Teachers Credit Union.
Name three ways that members can do their banking digitally.
Online Banking
Mobile App
eStatements
Bill Pay
Card Controls
Money Management
Mobile Wallet
ITM with Video Teller
Video Chat/Instant Message on our website through Glia
What is the rule of thumb for building an emergency fund?
What is 3 to 6 months worth of living expenses?
To be eligible to become a member at Azura Credit Union, what do you need to do?
1. You must live, work, or worship in one of the Kansas Counties we serve.
2. You must be employed or retired from one of our SEGs or non-profit partners.
3. You must work or be a student of any Kansas educational institution.
4. Any spouse, parent, step-parent, grandparent, child, step-child, adopted child, sibling, grandchild or former spouse of anyone eligible to be a member of Azura Credit Union.
These are the 8 Credit Union Cooperative Principles.
Voluntary & Open Membership
Democratic Member Control
Member Economic Participation
Autonomy & Independence
Education, Training, & Information
Cooperation Among Cooperatives
Concern for Community
Diversity, Equity, & Inclusion