Checking
No min balance requirement, no monthly fee, statements are only available electronically and earns interest.
What are the benefits of echecking or ebusiness checking?
Min $25 to open, $4 monthly service fee if min balance not maintained and statements only available electronically.
What is the e-savings or e-business savings?
Variable rate, interest only payments required during draw period, Max loan amount based on LTV (and ability to repay).
What is a Home Equity Line of Credit? (HELOC)
Assists business owners with a loan or line of credit.
What is a Commercial banker?
Not guaranteed rate of return, potential to earn higher rate of return than FDIC insured deposits.
What is investment services?
No min balance, no monthly fee, earns higher interest on balances over $20,000.
What are the benefits of the Ultimate Checking?
No min balance requirement, no fee if under age 18.
what is the e-next generation/student savings?
Fixed rate, fixed term, max amount based on LTV (and ability to repay), and appraisal is required.
What is a Home Equity Loan? (HELOAN)
Keith offers business owners remote deposit capture options, fraud protection with positive pay and specialized solutions.
What does Cash Management provide?
Way to earn cash back, redeem for gift cards or merchandise.
What are Greene Rewards?
Min $500 required to open, Min daily balance requirement or $7 below min balance fee charged.
What is the Nifty Fifty Checking?
Offers printed statement mailed monthly, min daily balance requirement of $400 or $4 below min balance fee charged.
What is the Statement Savings?
Offers terms of 5 to 30 years, Adjustable or Fixed rate options, can be used to build new, purchase or refinance, escrow required for payment of town, village and school taxes.
What is a residential mortgage?
No monthly maintenance fee, Non-interest bearing account.
What is the Not-for-Profit Checking?
What is Overdraft Privilege?
Min $2,500 required to open, Min daily balance requirement or $10 below min balance fee charged.
What is the Premiere checking?
Min opening deposit of $1,000, no monthly service charge, however there is an early withdrawal penalty.
What is a Certificate of Deposit?
Terms of 12-66 months, lowest interest rate offered for consumer loan.
What is new auto loan?
Offers bonds and tax collection services.
What is Municipal banking?
Call, Text or Email notices with debit card purchases.
What are Visa Purchase Alerts?
No min. balance requirement, no monthly service fee, does not earn interest and no free "foreign" ATM transactions.
What is the Totally Free Checking?
No monthly service charge, withdrawals or transfers are not allowed during term (unless account is being closed), deposits are made by automatic transfer, and funds are automatically paid out at the end of September.
What is the e-Holiday Club or Club Statement account?
Terms of 12-60 months, highest interest rates for consumer loans.
What is an unsecured loan.
Allows deposits outside of business hours.
What is Night Drop or mobile deposit?
$25 Greene Rewards for existing customer and for new customer.