Consumer
How long can you have a personal bank account?
Forever
Questionnaire that assess the risk a business poses to your institution.
What is Verafin ?
A free tool for Eastern business account customers that projects the future, receive personalized insights, and make better financial decisions.
What is Monit?
Act that requires us to notify customers that we will be requesting information to verify their identities
The US Patriot Act
If you like to take out money a lot at the ATM, what account fits you?
eZ Checking
A Site Visit script in Sales Management must be completed within how many days ?
30 days of the account opening
investment management and financial planning services to individuals, companies, and organizations
What is Wealth Management ?
examples that may warrant additional scrutiny such as a customer uses unusual or suspicious identification documents that cannot be readily verified.
What is Red Flags?
What is the stop payment fee amount ?
$30
What is the daily limit for Business Debit Cards ?
$5,000
Protection that is applied to your account after 30 days.
Standard Overdart Coverage
federal statute that applies to residential mortgage loans that require employees who have been identified as MLOs, to register with NMLS.
What is Safe Act ?
customers who are denied an account based on the information received from QualiFile require what?
An adverse action notice.
What is the per item fee for each transaction in excess of 100 per monthly statement period for a select business checking?
$.30
What is World Pay ?
An act that standardizes the way we disclose information to our customers, such as quoting rates on a CD as “Annual Percentage Yield” instead of saying "APY".
What is the Truth In Savings Act
How many days does a consumer have to fund the account before the consumer's account is closed ?
21 days
Inquiry that is required for all businesses.
What is BixChex?
A loan that helps reduce the risk as a borrower.
What is a Term Secured Installment Loan?
The negotiation of any cash transaction within a financial institution with funds derived from unlawful activity.
What is Money Laundering