Saving
Checking
overdraft protection
Fees
Misc
100

I have a minimum opening deposit of $5.00 and interest is paid annually by the third Saturday in October. 

What is a Christmas Club Account

100

The minimum deposit to open a checking is what?

What is $100.00.  

100

Everyone gets overdraft protection. True or False?

False

100

What is the fee to place a stop payment on a check?

$25.00

100

How many months with no activity before our checking and savings accounts become dormant? 

12 months

200

I require a minimum deposit of $25.00 to open.

What is a statement Savings.

200

I am a non-interest bearing account and require a daily minimum balance of $200.00 to avoid a monthly service fee of $5.00.

What is a Basic Checking account.

200

What are 4 ways to cover overdrafts should a mistake occur.  

Good Account management skills

Link to savings account.

Link to home equity. 

Overdraft Advantage Program

200

What are the fees for a cashiers check and a money order?

Cashiers ck is $5.00 and customers receive 1 free money order a day.  After a free one, additional money orders are $3.00.

200

I am an interest bearing checking account with unlimited check writing.

What is a Now Account.

300

If your average daily balance falls below $200.00 during the quarterly statement period, we may impose a Maintenance Fee of $6.00

What is a statement savings account.

300

I am an interest-bearing account.  If my balance falls below $1000.00 during the statement period, we may impose a Service Charge of $5.00  

What is a Now Account.

300

How much is a paid item NSF fee?

$30.00

300

What is the cost to have a draw account to cover your overdrafts?

$2.00 per day no matter how many times we have to access the account.  

300

What are the cut-off dates for checking statements?

20th, 25th, and month end

400

You must have a high deductible insurance policy to have this account.   

What is a Health Savings Account.  (HSA)

400

I am an interest-bearing account only offered to customers over the age of 60.  

What is a Senior 60 Checking.

400

Overdraft Protection is shut down after the account has been overdrawn how many days?

What is 30 days.

400

What is the fee for a returned deposited item?

$8.00

400

This account has a specific term and a minimum deposit of $1000.00.

What is a Time Certificate.

500

I am a variable rate account and interest rates are tiered.

What is a Right Advantage Savings.

500

With this account you are limited to write 15 checks per month and are charged .15 per check in excess of the 15.  

What is a Super Now account.

500

How much coverage do each of our checking accounts have?

Basic $400.00

Now   $600.00

Super Now $1000.00

500

What are the fees for an outgoing domestic wire and an outgoing international wire?

Domestic is $15.00

International is $50.00.

500

This checking account requires $2500.00 deposit to open and $2500.00 daily minimum balance to avoid a fee. 

What is a Super Now account.