Banker Knowledge 1
The minimum amount to open a Next Gen Checking account. and what is the bonus?
$15.00 minimum and the bank will match up to $50.
The fee for a Small Business Checking Account to have BST.
$25.00 per service
$50.00 for all
Wavied by officer
This is the fee we charge per notary stamp for non-customers.
What is $6.00?
Bobby has passed away. His account is a single party without a POD. What documents do we need to close the account?
Death Certificate & Affidavit of Heirship
Scrooge McDuck loves swimming in this.
What is Money?
This is our current 6-month CD rate for Shiner, Gonzales and NB.
Rate: 3.747 %
APY: 3.80%
This is the cut off time for BST customers to enter ACH and Payroll.
3:00 PM
Charges this many days back can be disputed.
What is 180 days?
Debbie is POA for her mom Laura. Laura's account is joint with her husband Rick. Debbie wants to close the account and open one with only Laura and Debbie as POD. Can she do this?
No, Debbie cannot do anything to benefit herself.
This Texas grocery chain is famous for saying "Here Everything's Better."
What is H-E-B?
This is the minimum amount that we can do a personal loan for.
$1,500.00
This is the age on an IRA that a customer is required to withdrawal a minimum distribution.
What is 73 years old?
Stacy has a flower shop. She wants to give the store manager Jane a debit card in her name. Jane is not a signer on the business account. Can she do this, if so what all is needed?
Yes. Stacy must fill out a Business Debit Card Request for Non-Acct signers
This is the only mammal capable of true flight.
What is a bat?
The Premium Checking must have what qualifications.
12 debit card transactions and 2 ACH.
These are the steps you take before sending your finished loan to Loan Applications.
Upload all documents (DL/ID, proof of income, signed app, credit score) and add in required notes!
Brandy is looking to open a business account with us. Her business is filed as an LLC. She currently only has an EIN and Certificate of formation. What documents are additionally needed and why?
Operating agreement to show ownership percentage
The average U.S. dollar bill lasts about this many years in circulation.
What is 6 years?
Customer is sending a Bill pay payment, but we don't have an electronic agreement with the company, can they still send it?
Yes! A check will be mailed to the merchant.
The time frame for Positive Pay Exceptions to be made. What if they don't make a decision?
If no decision is made, checks will get kicked back.
These supervisors must sign off on an international wire before it goes to Bookkeeping.
John or Denise
Tiffany wants to open a business account with her DBA filed back in 2009. How do we proceed with this and what additional documents would be needed?
Tiffany will need to file for a new DBA (DBAs are good for 10 years)
What popular board game was originally called "The Landlord's Game"?
What is Monopoly?