Show:
Personal Accts
Business Checking
Business Services
Acct Titlings
Misc.
100
What is the early withdrawal penalty for CDs?
6 months for CDs terms under 2 years and 12 months for CDs over 2 years
100
what are the transaction limitations on our business checking account?
75 deposit and also 75 debit items
100
How much is the credit back when you sign up for e-statements on your BIB profile?
$2
100
What can a grantor on an account do?
NOTHING
100
Name 3 things that are a part of our clean desk policy?
tidy, brochures behind you, no wis material, customer information hidden...
200
What is the minimum balance in our Relationship Checking account?
$1,000
200
What is earnings credit?
based on the accounts balances, fees can potentially be offset
200
Who do you submit referrals to for Merchant Services?
Mark Steffes through FIS
200
Who on a trust checking account can have a debit card?
no one!
200
What is the general FDIC coverage?
$250,000 per depositor
300
Can a new customer open just a money market account alone?
no they need a companion checking account
300
What does the Non-Profit Community Checking account get for free?
Basic BIB
300
What BIB profile is automatically selected when you enroll your business for internet banking at the kiosk?
Standard BIB
300
For a business using an EIN, are the signers in the account titling?
nope
300
If you have two beneficiaries on a joint account, what would be the FDIC coverage?
1,000,000
400
What is the monthly fee for our Smart Checking account and how do I avoid it?
$15 and transact 6 times or more on the account
400
What is the difference between the Corporate Checking and our Premium Business Checking account?
Premium gets fees offset to 0 and Corporate would get any access earnings credit to their account
400
how much is standard bib?
$10
400
Fiona Fink comes in and wants to open a sole proprietorship for her Funky Flowers business. How would it be titled?
Fiona Fink DBA Funky Flowers
400
What does FDIC stand for?
Federal Deposit Insurance Corporation
500
What is the different between our Smart Money Market and our Super Smart Money market?
the SMM is a permanent product at WSB and the SSMM is a promotional account.
500
What business account is required to have ACH origination and/or merchant check capture?
Either Premium business checking or corporate checking
500
When you have merchant check capture, and you go over the transaction limitation for your account, what is the price per item?
half! .10
500
If a minor on a moola moola turns 18, can they come in and close their own account?
no! it does not matter how old they are, only the WUTMA custodian can conduct transactions
500
What does BRAVO stand for?
Business Rewards and Valuable Opportunities