TO LEND
prestare
WIRE/BANK TRANSFER
bonifico
prestito
LOAN
consulenti finanziari
FINANCIAL CONSULTANTS
CURRENCY
VALUTA
to CATER TO
soddisfare/servire esigenze di
INSTALMENT
rata
mutuo
MORTGAGE
prendere in prestito
to BORROW
contabilità
ACCOUNTING
bollette
conto corrente
CURRENT ACCOUNT
SAVINGS ACCOUNT
conto di risparmio
MERGERS
fusioni
TAILORED TO
su misura per, pensato per, adattato a
FEDERAL RESERVE is a type of _____ bank
definition of creditworthiness
ability to repay
what is a deposit?
money you put into a bank account
which type of commercial bank is specialized in providing loans?
credit bank
which type of bank offers advice on mergers and acquisitions?
investment banks
definition of deposit account
bank account where you leave money for a long period of time. not flexible = you pay a fine if you want the money back
which bank sets interest rates?
central bank
what is online banking?
a service that allows people to check payments and their financial situation from a device
if I leave to my bank a deposit, the bank _______
if i ask for a loan, I __________
1) pays interests to me
2) pay interests to the bank
what is cash flow?
the movement of money in and out of a business or account
definition and translation of fraud detection
rilevamento frodi = checking if there are illegal activities, suspicious payments
what are deposit banks?
banks where you leave your deposit, they help us create savings and current accounts and provide basic bank serivices like loans ecc
META and Instagram are examples of ______ (+ definition)
acquisition, a company buys another
difference between central and commercial banks
central = work with governments and states, public, no-profit
commercial = they work with individuals and companies, private, their profits are interests
trading of securities (traduzione)
negoziazione di titoli
business banks?
work with large corporations and multinationals, they act as financial consultants and offer services like corporate lending and cash flow optimisation
if my currency is weak exports are ______
if my currency is strong imports are ______
cheaper
cheaper
main functions of central banks
1) money supply
2) checks credit availability and sets interest rates
3) foreign exchange reserves
4) checks the activities of commercial banks
5) checks government expenses and public debt
6) foreign exchange value of a currency
name the main functions of commercial banks (in general)
1) current and deposit accounts
2) international trade
3) payments
4) cash management
5) online -mobile banking
6) foreign exchange services
what are the main foreign exchange services?
exchange money from one currency to another
assess currency risk
foreign currency accounts