Don't Fall For It
What happens to your checking account if your balance drops below zero?
Overdraft fee of $20~$40.
What type of bank card pulls money directly out of your checking account when you make a purchase?
Debit card
If you get a text alert claiming to be from your bank that provides a link to log in, you are looking at this type of text-message trick.
What is a (phishing) scam?
Making this item at home instead of hitting Starbucks every morning can save you over $1,200 a year.
What is coffee?
Phone notifications, up-to-date balances, and transfers between accounts are some of the benefits of what banking service?
Online mobile banking
Getting your own apartment, money loan, or even cell phone requires a check of this 3-digit number to decide if you are a reliable borrower.
What is a credit score?
This is the most common place where young adults encounter fake online retail stores that look real, steal your money, and never ship the clothes or shoes you ordered.
What is social media?
If you have automated monthly subscriptions to video streaming apps, music apps, or a gym you never go to, doing this will instantly save you money.
What is canceling?
What are some things that you should never share with anyone? Hint: The number one cause of "un-trackable" fraud for young adults.
Passwords, PIN numbers
To avoid paying interest charges or getting into debt, you should pay this amount on your credit card statement every month.
What is the full balance?
What are the dangers of Buy Now, Pay Later
What is Buy Now, Pay Later?
If a stranger "accidentally" sends you money on an app then contacts you to send it back, you should contact the app support team because the original money probably came from here.
What is a stolen account?
Creating one of these plan outlines for your monthly income and expenses will help you manage your finances in a responsible way.
What is a budget?