Banking

Checking Account

100

This is what you use when you are buying something and you are not using a debit card.

What is a check?

200

These are two things that checking accounts usually come with that make paying for things easier. 

What are debit cards and checks?

300

This is what PIN stands for.

Personal Identification Number

400

This is what ATM stands for

What is automated teller machine?

500

The money you put into your account, or to put money into your acount.

What is a deposit?

Writing a Check

100

This is how you write a number when you are not writing in number form.

What is word form?

200

This is where the account holder's information is located on the check.

What is the top left corner?

300

When writing a check, this is the only optional line to fill.

What is the memo line?

400

You should do this after the amount in words so that no can write write anything else after it.

What is make a line?

500

A check that has gone through the bank's processing center and is listed on your monthly statement

What is a cleared check?

Saving Account

100

These are the 4 common types of savings accounts.

What are standard savings, high-yield savings, Certificates of Deposit, and money market accounts??

200

This is what CD stands for.

Certificates of deposit.

300

This is the name of the money that the customer is likely to earn on their saving accounts.

What is interest?

400

A savings account that functions similarly to a checking account and allows you to use checks and a debit card. 

What is a money market account?

500

This is how much goes into savings in the 50/30/20 rule.

What is 20%?

Bank Fees

100

This is what NSF means.

What is non sufficient funds?

200

This is a fee charged when you don't use an ATM at your bank.

What is out of network fee?

300

This is a feature that you can set up to have funds drawn out of your savings account in the event that you exceed your account balance.

What is overdraft protection?

400

This is the number one fee charged by banks

What is an overdraft fee?

500

Savings account, fee for exceeding the amount of allowed withdrawals for a month.

What is a withdrawal fee?

Mystery

100

Credit unions are for profit.

True/false

What is false?

200

What is the name of the 3 digit code on the back of a debit card?

CVV

300

What is the routing number on the check and why is it used? 

What is the routing number on a check is used to identify where the account was opened. It tells banks where they can pull funds from when a customer pays with check.

400

This is who insures bank account up to $250,000

FDIC

500

This is who insures credit union bank accounts.

NCUA