Telebank
Online Banking
Limits
Dynamic Transfers
100

True or False: 

Option 7 of Telebank, the customer service representatives are on call, 24/7 including Sundays.

What is false?

M-F 7Am - 9PM 

Saturday 9AM - 4PM

Sundays are closed


100

What type of tutorials are provided on the Pioneer Bank website?

Online Banking, Setting Alerts, Naming Accounts, Hiding Accounts, Pay People, Bill Pay and turning your debit card on and off.

100

What is the standard limit on paper checks per business day and what is the standard limit on electronic payments per business day.

$25,000 paper checks

$2,500 electronic

100

$7.00 Fee

The fee that is charged when a secondary account is used to cover an overdraft in a primary account

200

True or False:

Telebank gives you the option to select the language of English or Spanish.

What is True?

200

The maximum length of time that statements are available online for customers. 

What is 12 months-remind customers to print statements

200

Pioneer to Pioneer

True or False

There is a $2,500.00 per day limit when you transfer money between your Pioneer Bank Accounts.

What is false 

No Limit

200

True or False

If a deposit is made the same day an overdraft occurs in an account that has a dynamic transfer set up, the dynamic transfer will not sweep.

What is false..

The system recognizes that an overdraft has occurred and will automatically make the transfer regardless if a deposit has been made 

300

True or False

You can choose option 3 for assistance with Online Banking, Mobile Banking and Bill Pay. 

False


What is option 2

300

True or False

on Horizon, when reviewing the estatements option, if the box is unchecked, that means paper statements are turned off.   

What is false.

Paper statements are turned off if the box is checked

300

The maximum dollar amount for mobile deposit

What is $1,500.00

300

If a savings or money market account is used as overdraft protection on a checking account,  it will still sweep if there have been more than six transfer per monthly cycle... 

What is false? 


It will not transfer

400

True or False

Telebank is a 24 hour automated phone service so that means that when you transfer from one account to another, it is credited immediately... 

What is false?

400


True or False 

We are allowed to set up customers to receive their statements electronically thru online banking

What is false?  They must accept the disclaimer for e statements autorization

400

The Maximum Monthly Amt for transferring funds bank to bank for a new customer. 

What is $5,000.00

400

True or False

If there are no funds in the account that is being used as overdraft protection for a checking account, a $35.00 fee will apply.  

What is true.

500

True or False

Telebank allows you to access your loan balances?

What is false.

500

Tue or False

Customers can receive their loan statements electronically 

What is true but we do need to send in a ticket to the loan department

500

The maximum monthly amount for bank to bank existing customers.    

What is $25,000.00

500


True or False 

You can use a CD as overdraft protection on a checking account.

What is false