Show:
BSA
Reg CC
Rates/APY
Maintenance
Products/Services
100

What is the name of the form completed to report transactions $10,000 and greater?

What is a Currency Transaction Report (CTR)

100

A cash and electronic deposit require what Reg CC hold?

What is a No Hold?

100

Is comprised of the following: the CAM, copy of note, guarantees, mortgage, insurance information, Loan Input Sheet and closing statement.

What is the booking package?

100
The frequency whereby the bank receives an examination.
What is annually?
100
An estimate of the bank's overall reserve for loan losses
What is the ALLL?
200

A business completes this to identify owner and controller of the business.

What is the Certification of Beneficial Ownership form?

200

A Manager or Supervisor are required to initial noncustomer cashed checks over what dollar amount for a Banking Specialist II?

What is $2500?

200
Payoff letters are to be prepared within the following timeframe.
What is 24 - 48 hours from receipt of written request?
200
Reviews the quality of the loan portfolio and identifies deteriorating credits.
What is Loan Review?
200
Code which separates loan portfolio by segments of like risk.
What is the ALLL code?
300

Cash transactions $3000 or greater require this.

What is a transacting person?

300

A Federal Home Loan Bank Check requires this hold.

What is a Large Deposit Hold?

300
A process that happens once a year, whereby real estate taxes and insurance are annualized and any shortage is added to the borrower's monthly payment.
What is escrow analysis?
300
Authority that approves upgrades.
What is the FDIC?
300
The new regulation that came into effect on January 10, 2014, and among other things, specifies the definition for QMs.
What is the Dodd-Frank Act?
400

The number of days by which the bank is required to submit a Currency Transaction Report (CTR).

What is 15 calendar days?

400

Entire amount of this check hold is available on the 5th business day.

What is the New Account Hold for other checks?

400
All payments received on a loan are applied to principal.
What is non-accrual or shadow accounting?
400
Grade 5 is considered this for examination purposes.
What is a "Pass rated" credit?
400
$250,000
What is the amount of FDIC insurance per individual at an institution?
500

This form is completed by branch personnel to report questionable activity of a customer to the BSA officer. 

What is a Suspicious Activity Incident Report?

500

$225 Next Business Day Available with remainder available on 2nd Business Day.

What is the Case by Case Hold?

500
When a payment of real estate taxes or insurance is expensed through the ALLL, the following should immediately occur.
What is a chargeoff?
500
Classified/ALLL+Tier 1 < 80% Total NPA < $17MM
What are minimum requirements to be upgraded by FDIC?
500
The office of the government which administers and enforces economic sanctions.
Who is OFAC?