EXCITING Insurance stuff
This plan gives you $ back if claims are lower than expected
Self Insured Health Insurance Plan
Jeff shares a birthday with this Tik Tok Celebrity
Kevin Keane
This Policy will pay out LTC benefits and/or a Death Benefit assuring you that your $ stays in your family's name?
Hybrid Life/LTC Policy
Why is November 3, 2009 unique?
It was the last time the Yankees won
(Red Sox have won twice since 2013 & 2018)
This Life Insurance Policy's Cash Value is invested Similar to your 401k (Stocks, Mutual funds etc)
A VUL (Variable Universal Life
What Town does Jeff live in
Hillsborough NJ
What it the shortest period of time you can pay off a Hybrid LTC/Life policy?
1 year
Partnering with this "Broker Dealer" gives us access to proprietary products that cost our clients less $
M Financial
The most life insurance one can get WITHOUT getting a medical exam
$7,000,000
How many children does Jeff have
3
You must liquidate your assets below $______ threshold to receive government funded LTC
$2,000 ($3,000 married)
What Life insurance carrier do we ALWAYS recommend to our clients?
None - We are INDEPENDENT and carrier agnostic
This type of life insurance's death benefit NEVER goes away
Permanent Life Insurance
What College did Jeff attend?
Rutgers
___% of people 65 or older will require some care at some point of their lives
70 %
What towns does OTF have offices in?
Cranford & Red Bank
When can a company change their health insurance broker?
Anytime
What company does Jeff own for HIS life insurance?
Nationwide, PennMutual, Securian
This type of LTC policy will pay out benefits REGARDLESS or WHO is taking care of you
Indemnity
How many carriers does OTF "Shop out" a clients file to when applying for life insurance?
30+