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My Bio
USHA
Networks
Target Audience
Insurance
100

What state was Sarah born in?

Michigan

100
What does USHA stand for?

US Health Advisors

100

How many networks are there? What are the names?

3! PPO, HMO and EPO

100

What age group can Sarah help?

Adults 18-64

100

What is ACA plans rates based on?

Age and Income

200

Where did Sarah go to high school?

Hutto High School (Home of the Hutto Hippos)

200
Our company mission is H.O.P.E. What does it stand for?

Helping Other People Everday

200

What does HMO stand for?

Health Maintenance Organization

200

What is an example of a "lifestyle change"?

- Losing health coverage

- Moving

- Change in household size

200

What is a health share?

  • Cost-sharing program to help cover each other’s medical costs (pot of money)

  • Stuck with managing the bill collecting and tracking down reimbursement from the health share program

  • Most hospitals/facilities won’t accept it
  • Not real health insurance; no legal protection
300

Sarah has two siblings. Is she the youngest, oldest, or middle child?

Middle Child (best child)

300
How long have I worked with USHA?

Almost 4 years

300
What networks are offered on ACA/Obamacare plans in Texas?

HMO/EPO

300

If an employee goes through a job transition through their employer, what type of health insurance are they offered?

COBRA
300

What is a short term plan?

- Temporary coverage that will bridge the gap between jobs, moving, etc

- Not meant to be long term coverage

- Insurance can underwrite client after a claim and potentially kick them off the plan

400

Sarah has how many nieces/nephews?

1, Nolan and he turns 3 in Septemeber

400
What PPO network do we utilize?

UHC PPO Choice Plus

400

What major cancer treatment hospital in Houston only accepts a PPO network?

MD Anderson

400
What is the percentage of people in Texas that were uninsured in 2023?

16.6% (4.9 million people)


National rate: 8% uninsured

400

What year did President Obama sign the Affordable Care Act (ACA)?

2010

500

What was Sarah's soccer number in college

#7

500

What are our premium rates based on?

Age/Health

500
What does it mean if I have a PPO network?
A PPO network allows you to go to any doctor or hospital across the country and you don't need to be referred to see a specialist.
500

Who is our main target Audience?

Self employed and small businesses (1-49)

500
Where can you get a PPO plan outside of an employer in Texas?
Private company 


AKA me