Car Insurance
This coverage protects you against theft/vandalism/falling objects and doesn't affect your rates in California.
What is Comprehensive Coverage
This is available on a home insurance policy and covers you if someone slips and falls at your residence.
What is personal liability.
This type of peril applies when you lose an item on a scheduled floater.
What is mysterious disappearance.
You're changing your oil on your motorcycle and it sets on fire. This coverage would cover you.
What is comprehensive.
What costs are paid under an umbrella policy?
What is The limit of coverage and any defense costs minus any applicable self-insured retention (deductible).
This coverage pays for you and any other insured in your vehicle during a collision.
What is Medical Payments
This is what you would pay to a contractor in the event of a covered claim.
What is a deductible.
This term has the word "risk" in it when describing personal article policies.
What is All Risk.
This would pay for reasonable cost to relocate your motorcycle from your home to a nearby shop.
What is towing/roadside coverage.
$250k/$500k on Auto and $300k coverage on Home Insurance
What is the minimum requirement for an umbrella policy.
What is Property Damage?
A building that is detached from your main home
What is a separate structure.
When insuring jewelry, fine arts or an instrument, this is needed before coverage can be written.
What is an appraisal.
Your boat collides with another boat, what coverages could apply?
What is liability, property damage, medical payments and collision.
This cost is what you're responsible for when filing an umbrella claim.
What is A Self Insured Retention (Deductible)
This coverage applies when an uninsured driver causes damage to your vehicle
What is Uninsured Motorist Property Damage or Collision Deductible Waiver.
This type of liability extension pays for damages to a guest, that doesn't involve a lawsuit.
What is medical payments to others.
Scheduled Article Floaters cover:
A. Breakage
B. Flood
C. Earthquake
D. All of the above
What is D. All of the Above.
Comprehensive coverage covers all of these losses. (Will accept at least 3 answers)
What is fire/theft/vandalism/wind/water/falling objects/animal damage.
If there is a $1,000,000 lawsuit and the base policy limit is $300,000. This amount of coverage would be covered under the umbrella policy.
What is $700,000.
This coverage, which pays for original parts direct from the manufacturer, is an endorsement available with a few carriers, known as OEM. What does OEM stand for?
What is Original Equipment Manufacturer
These 3 forms are most popular in home insurance terminology.
What is basic, broad and special forms.
You're on your honeymoon in Australia you lose your wedding ring swimming in the ocean. Your ring is insured under your personal articles floater. Is your ring covered?
What is Yes.
This type of coverage applies on your motorhome or trailer policy when you don't have a personal residence and use the motorhome or trailer as your personal residence.
What is full timer usage.
This is what you could lose in the event of a judgment and you don't have an umbrella. (There are 4 answers) Name 1 of 4.
What is income, cash on hand, retirement accounts, equity in real property.