RV and Travel Trailers
What is the difference between a motorhome and a travel trailer?
What is an engine? (Two very different policies because of the engine)
How are motorcycle policies rated since they are not used all year round in Ohio?
What is seasonal use?
What is an antique/classic vehicle insured for?
What is guaranteed value?
What is a kayak or a canoe? (no engine)
What vehicles that go off the road in summer time are considered off road?
Trail/dirt bikes, ATV, UTV, and golf carts
What coverages are included in my motorhome policy?
What are the same coverages as my daily driver vehicle?
What is the most expensive part of a motorcycle policy?
What is uninsured/uninsured motorist coverage?
Other than cars and trucks, what vehicles can be insured under the Classic + (State Farm Hagerty) policy?
What is motorcycles, scooters, tractors, military vehicles, fire trucks, and semi truck?
What boats does the State of Ohio require to be registered?
What is every boat (generally speaking, every boat needs a policy)
The difference between the ATV vs. UTV?
What coverage will allow you to drive home when you far away from your house and when your motorhome needs to go the shop for a covered loss?
What is rental car coverage?
Other than towing, delivery of gas, or tire change, what does your Emergency Roadside Service cover for your motorcycle?
What is one hour of labor to repair the motorcycle?
How old does a car need to be to qualify for an antique/classic rating?
What is 10 years? (10 years classic, 25 years antique)
What coverage should every boat policy have that is not included but you should ask for? (Hint: do all the other boaters have insurance while on the water?)
What is uninsured/underinsured boaterist coverage?
How should my golf cart that is driven on public roads be insured?
What is a private passenger/daily driver auto policy?
What is the only coverage included on a travel trailer?
What is physical damage coverage? (Includes ERS)
How much coverage does your State Farm motorcycle policy covers?
What is $3,000 in gear coverage?
Hagerty Product: What are the benefits of getting a membership with Hagerty Driver's Club?
What part of my boat policy provides coverage for pollution clean up?
What is liability coveage?
What does physical damage cover for an off road vehicle?
What is comprehensive and collision coverage combined together?
Where does liability for the travel trailer come from?
What is the liability coverage from the vehicle pulling the travel trailer?
What is 50 miles?
Hagerty Product: This coverage allows you to keep your vehicle and still receive the full Guaranteed Value (minus deductible) in a covered total loss.
What is Guaranteed Value?
What is the value of a boat insured for?
What is stated value? (Stated value - actual cash value of the boat)
When am I legally required to have insurance on my off road vehicle?
When I am driving on licensed roads? (Many people think they do not need a separate policy because of no registration requirement)