Show:
Deposit Accounts- Consumer
Credit Cards
Preferred Rewards
Deposit Accounts- Business
Auto Loans
100

Can family banking safe balance accounts receive Zelle transfers? direct deposit?

NO

100

What card is typically best for balance transfer due to low APR? 

bank americard 

100

What tier are EB& I clients eligible for? 

gold

100

What are the ways to waive to MMF on business fundamentals account?

Maintain a $5,000 combined average monthly balance in eligible linked business deposit accounts 

• Use your Bank of America business debit card to make at least $500 in new net qualified purchases 

• Be a member of Preferred Rewards for Business (first 4 checking accounts, per enrolled business)

100

SURPRISE

Quote me the rate of a lease buyout! 

200
What are the MMFs on family banking? safebalance? advantage plus? advantage relationship? 

$4.95, $4.95, $12, $25

200

What card is good for international travel? Why?

travel rewards card

travel points

international transaction fee waived 

200

What tier are bank of america employees eligible for?

platinum

200

How do you waive the MMF on business advantage savings? 

Maintain a $2,500 minimum daily balance 

Include one Business Advantage Savings account as part of client’s Business Advantage Relationship Banking solution 

Be a member of Preferred Rewards for Business (first 4 savings accounts per enrolled business)

200

What is the minimum loan amount ?

 $7,500

300

What dollar amount are deposit accounts insured up to with FDIC? 

FDIC-insured deposits up to $250K

300

What are the security deposits for a partially secured card? fully secured card?

$99

between $200 and $5,000 based on the security deposit amount and credit eligibility

300

Do business accounts and commercial accounts count  toward three-month combined average daily balances for preferred rewards?

no

300

What are the MMF on business fundamentals ? business advantage? 

After 12-month grace period: $16 or $0 if one of the below requirements are met.

After 2-month grace period: $29.95 or $0 if one of the below requirements are met.


300

Where do we find a list of Approved Independent Dealers ? Franchise Dealers? 

Dealer Locator Tool 

400

What is the opening deposit amount for family banking? safebalance? advantage plus? advantage relationship?

$25, $25, $100, $100

400

What is the annual fee for the customized cash rewards card?

$0

400

What is the mobile check deposit limit for a preferred rewards client with an account >90 days? 

$75,000

400

Can business account balances help a consumer client qualify for preferred rewards?

no 

400
What are requirements of an applicant?

-Applicant(s) must be U.S. citizens, Resident Aliens or Non-Resident Aliens AND have a Social Security Number 

- 18 years of age 


500
How can you waive the MMF fee on advantage relationship account?

-Complete one of the following each statement cycle

-Maintain a minimum daily balance of $20,000 or more OR 

-Are a member in our Preferred Rewards program

500

What is the quarterly cap on the customized cash rewards card? 

  • Earn 3% and 2% cash back on the first $2,500 in combined purchases posted to the account each calendar quarter in the category of choice, and at grocery stores and wholesale clubs, and then earn unlimited 1% thereafter.
500

what are the balance requirements for each of the preferred rewards tiers?

gold: $20K to <$50K 

platinum: $50K to <$100K 

platinum honors: $100K to <$1MM 

diamond honors: $1 MM+ 

3month

500

What is the minimum initial deposit for any business cd?

$1000

500

What are the vehicle requirements?

Maximum vehicle age is 10 calendar years old

 • Vehicles with greater than 125,000 miles are not eligible for financing 

• No commercial vehicles 

No salvage or branded title vehicles 

• No gray market or lemon law vehicles. No heavy-duty trucks or delivery vehicle

 No motorcycles, recreational vehicles (RV), boats or aircraft 

• Vehicle to have a value of $6,000 or greater