CONFESSIONS OF A PERSONAL ACCOUNT
Beyonce is currently looking for a Personal Account that does not have any BALANCE REQUIREMENTS. Which Checking Account does BOK FINACIAL offer that would be a perfect fit for Beyonce?
What is Access Checking?
Even Queen Bey would keep her CASH deposits under this monthly limit to avoid fees on BOK Financials’ Business Advantage account.
What is $15K.
Just like Beyoncé keeps receipts, this is how far back you can access your monthly statements from the time your account was opened in Online Banking.
What is 7 years.
If you're trying to keep your finances flawless like Queen Bey, this credit card offers a 0% introductory APR for 18 billing cycles—perfect for paying down balances without the drama.
What is a Visa Platinum card.
When it comes to Savings Bond Redemption, BOK FINANCIAL can cash out these types of bonds:
What is SERIES E, EE, and I Bonds with an issue date that is at least 12 months old.
Even Queen Bey might say "Hold Up" when she hears this, it's the maximum number of overdraft fees BOK Financial can charge a customer in a single business day.
What is 3 overdraft fees.
With BOK Financials’ Access Checking, you’ll get a 20% discount on these two business essentials—Queen Bey might call it “smart business, baby.”
What is Merchant Services and the first order of Business Checks.
If Beyoncé can keep receipts, so can you—this is how far back you can view your TRANSACTION HISTORY in Online Banking.
What is 18 months.
This credit card might not come with a chauffeur or a private jet, but it will give you 15,000 bonus points (worth $150) when you spend $500 in the first 90 days—because even Beyoncé knows it’s all about leveling up your rewards game.
What is a Visa Signature Everyday Rewards+ Card.
When updating Contact Info (i.e., address, phone, email) in the banking center for a client over the phone, this falls under which type of Authentication?
What is a Tier 2.
With a Premier Checking Account at BOK Financial, you can save this amount on your mortgage loan closing costs, enough to make even Beyoncé say, “Upgrade U."
What is $500.
When a client wants to change ownership on their business account at BOK Financial, they’ll need to follow this checklist-guided process—including forms, IDs, and maybe even a branch visit. Even Beyoncé would say, “Who runs the business? You do—after this paperwork.”
What is opening a new account. (only authorized signers can be added/removed)
Even Queen Bey knows where to keep her finances flawless—this is the section in Online Banking where you can update your Overdraft Coverage Preferences.
What is Account Preferences?
This credit card lets you earn 2% unlimited cash back on one everyday category of your choice—like groceries, gas, or dining—because when you’re running the world (like Bey), you deserve rewards tailored to your lifestyle.
What is a Visa Signature Max Cash Preferred Card.
Per BOK FINANCIAL Policy: Based on citizenship, there are these many pathways for acceptable forms of identification.
What is three.
If you break up early with your Standard CD at BOK Financial—just like a short-term fling—you’ll pay this penalty, even Queen Bey might say, “You shoulda put a term on it.”
What is $25 + 1% of amount withdrawn.
To dodge the monthly service fee on BOK Financials’ Business Advantage account, you can either keep $15,000 in the account—or, like Queen Bey managing her empire, maintain this combined balance across your deposit accounts.
What is a $30,000 average monthly collected balance or more in any combination of the following business or personal deposit accounts linked with relationship pricing: checking, savings, money markets, investor funds, or CDs.
Beyoncé checks up on her investments too—these are the types of balances you can view through Online Banking.
What is BOK Financial Securities.
This credit card earns you 4X points on eligible travel—including gas stations and EV charging—and drops 25,000 bonus points (worth $250) when you spend $2,000 in the first 120 days. Because when you’re on the run like Bey and Jay, you need rewards that keep up with your mileage.
What is a Visa Signature Travel Rewards+ Card.
In the same year Queen Bey would’ve been slaying the silent film era, this financial institution—now known as Bank of Oklahoma or BOK Financial—was founded to fuel the oil boom in Tulsa.
What is 1910.
With Auto Debit on a personal loan and a Select Checking Account at BOK Financial, you’ll unlock this kind of rate—Queen Bey might call it “Flawless.”
What is 0.25%.
Before saying “yes” to a CD for a brand-new business client, this documentation is required for an LLC without a trade name—because even Queen Bey knows you need your paperwork flawless.
What is an EIN Assignment Letter, Articles of Organization, Certificate of Good Standing, and two valid acceptable IDs.
A Power of Attorney can’t access Online Banking unless they upgrade to this official-sounding role—because even Beyoncé wouldn’t let just anyone into her digital vault.
What is a Primary or Secondary Owner.
When transferring a balance, this fee is either a flat fee of this or that of the amount transferred—whichever is greater. Because even Beyoncé knows, when it comes to finances, you better check on it before you wreck on it.
What is 5% of the amount of each transfer or $5 minimum, whichever is greater.
Just like Queen Bey runs the world, BOK Financial runs its banking empire across these 8 states:
What is Oklahoma, Texas, Colorado, New Mexico, Arizona, Kansas, Arkansas, and Missouri.