XP2
True or False: You can use the driver's license on file in XP2 to verify members.
True - If expired, ask to get updated DL. If no DL on file, need to ask for ID and verify member.
True or False: The two main types of mortgages our MLOs offer are purchases and refinances.
True
True or False: All checking and savings accounts are automatically enrolled in overdraft protection.
False - Members have to specify if they want to have ODP. Tellers can always mention it if the accounts aren't linked.
$2,500
Cash/money icon next to Amt Due/Due Date under Loans section in Financial Platform.
What can you click on to see the member's most recent transactions on their accounts/loans?
You can click the book next to the available balance.
What is the difference between direct and indirect loans? How can an indirect member become a member?
Direct loans are financed and docs are signed at GICU. Indirect loans are financed with GICU but docs are signed at dealership. Indirect members can become members if they open $5 Primary Share.
True or False: PCP does not have a fee to have it but there is a $25 fee every time it is used.
True
Name 4 requirements for Greater Checking to earn dividends.
Primary Share, eStatements, $100 direct deposit or 1 bill pay, 20 debit card transactions totaling $100 in month.
What are three examples of what home equities can be used for?
Home renovations, consolidation of debt, college expenses, extra cash, paying off cc debt, starting a business, emergencies.
The letter "R"
What are the three benefits to the SAFE protection?
Life, Disability and Involuntary Unemployment
What is the Basic Blue Checking PCP limit?
$500 O($475 + $25 fee)
What are the two requirements for the eMoney Market Savings?
eStatements and $10,000 minimum balance
True or False: The credit builder/rebuilder loan is a 12 month loan for $1,000.
False - 9 month loan for $1,000.