Where's my money?
How do we do it?
None of your BUSINESS
Loans, Loans, and more Loans
Who is who in UBAY
100

Interest bearing savings account

What is a Money Manager

100

Replacement Debit Card Fee

What is $6.50


100

Credit Card processing 

What is Merchant Services

100

Current CLO's

Who are Molly, Jamie, Dawn, Bridget and Emily

100

Can waive a members overdraft fee?

Who are your managers, call center and MSS3 and up.


200

All Deposit accounts are insured up to $500,000. This coverage is attained thru what institutions?

What are NCUA and ESI

200

To open a youth account, you need.

What are 2 forms of ID, SS Card and Birth certificate

200

This is the Min balance requirement for our business checking account.

What is $5.00

200

Skip a Payment fee

What is $35.00

200

Helps members with E-Services

Who are the Contact Center?

300

Current CD Specials

19 Month CD 4.76% APY

13 Month CD 4.34% APY

49 Month CD 4.34% APY

300

Phone Number Co-op calls for a member transaction verification.

What is their preferred contact method?

300

Tells us who the Owners are on an account.

Who are the Beneficial Owners?


300

This is how often our interest is accrued on our loan products.

What is Daily

300

Name a Board of Director Member

Who are Christine Houle, Davene Ivey, Dennis Geno, Don Goulet, Kelly Johnson, Lizabeth Howard, Louie Roth, Mary Bosco, Nickie Ross, and Renay Schmidt.

400

Debit card transactions round up to an even dollar and difference transfers into this account.

What is the Lucky 13 account

400

Members who don't have access to a computer or internet can access account information by this resource.

What is PAL

400

Apex Plus Checking account has a min balance of $5.00 with a service fee.

What is $25.00 a month. 

400

Based on your direct deposit amount if you qualify.

What is a FAST Loan?

400

Name a Senior Leader of UBay

Who are Diane, Doug, Shawn, Terry, Kerri, Chris, Leslie and Tanner

500

Mastercard on the face

What is a Debit Card
500

Member Savings for retirement 

What is an IRA?

500

Business Checking account with earnings credit

What is Apex Plus Checking

500

Cost of GAP with UBAY

What is $395.00

500

2024 Celebration for UBay!

What is our 75th Anniversary!!