Show:
Credit Cards
Auto Loans
Personal Loans
Checking
Miscellaneous
100

This type of card you will need to put funds in a special savings to help you build credit. 

Secure Credit Card

100

What is the longest loan that we offer for auto loans? 

84 months/ 7 years 

100

What is the longest term a member can have for a personal loan? 

5 years/ 60 months

100

How many transcations are needed on the cash back checking to receive $25 a month?

15

100

What is the maximum limit a member can withdraw with their ATM card for cash? 

$1000.00

200

We charge what percent for cash advances? 

Zero

200

If a member wants to refinance or purchase a vehicle, how much is the minimum before we can finance for 61 months or above? 

$15k
200

What is the smallest amount a member can be approved for? 

$500.00

200

The FedChoice Checking accounts are allowed to get a Cash and Carry Loan? True or False

True

200

When a member disputes/fraud a transaction on their card, what is the maximum amount of time on their statement that they can report it to FedChoice before it can no longer be reported?

60 days

300

What credit card has a fixed interest rate? 

FedStart Card

300

Gap Protection covers how much of the value for a vehicle? (Percentage wise)

150%

300

What is the maximum amount a member can be approved for? 

$35,000

300

The High Yield Checking accounts are allowed to earn interest up to how much money deposited in the account? 

$10k

300
What is Brentwood's Vault Cash Limit? 
$200k
400

What is the highest limit credit card that we can offer a member? 

Platinum Rewards $50k.

400

What is the longest term that you can finance over 10 years? 

36 months/ 3 years

400

What is an alternative if a member can not be approved for a personal loan over $35k? 

Mortgage Refinance, Home Equity

400

How many days do we allow members with direct deposits to receive the money before they are paid? (Early Direct Deposit)

2 Days

400

When closing a membership when someone has passed away, if their is a joint on the membership, what is needed to close membership?

Just the original death certificate, no letters of adminstration is needed. 

500
When members want to claim their rewards on a credit card, what is the website called to claim the rewards? 

ScoreCard

500

What is the name of the auto insurance that FedChoice uses as a partner? 

TruStage
500
When a member adds debt protection, does it increase the payment? If so, what is it based off of? 

Yes, based off the balance of the loan. The higher the balance means the debt protection payment will be higher. It is different every month. 

500

What is the highest interest rate you can receive on the high yield interest checking account? 

4.00%

500

When using the ITM what is the maximum you can withdraw by using your account number and social security number? 

$2500.00