Broke Decisions
You get paid Friday… by Sunday you’re broke. What happened?
You spent without budgeting 😭
What’s the FIRST thing you should do when you get paid?
Pay yourself (save money first)
URGENT: Your account is locked!” This is likely…
A scam
Putting money into stocks or a business is called…
Investing
Your friend says “I don’t need a budget.” You say…
Yes you do 😭
“I deserve this, I worked hard” after EVERY purchase is called…
Emotional spending
Saving for emergencies prevents…
Going into debt
Clicking random links in emails can lead to…
Your information being stolen
Money that comes in without working daily is…
Passive income
You only pay minimum credit card payments. What happens?
More interest, more debt
Using Klarna/Afterpay for things you don’t need leads to…
Debt stacking
Writing down what you spend daily helps you…
Track and control your money
Using the same password for everything is…
VERY risky
Splitting your money between different investments is…
Asset allocation
You don’t track your business money. What’s the result?
You could be losing money without knowing
Buying things just because they’re on sale is actually…
(hint: overbudget or....)
Still overspending 💀
What’s one smart way to stretch your money as a student?
Use discounts/free campus resources
Posting your birthday, school, and location online makes you…
Easy to target
Splitting your money between different investments is…
Asset allocation
You save $10 a week for a year. What does this show?
Small habits build wealth
“I’ll save next paycheck” every week leads to…
Never saving anything at all
Small consistent saving turns into big money because of…
Compound interest 📈
Someone messages you pretending to be your bank. You should…
Ignore and verify directly
Measuring risk vs reward in investing is called…
Sharpe Ratio
You think making more money will fix everything. Reality?
Habits matter more than income