Alternative Dispute Resolution
What does ADR stand for?
What is Alternative Dispute Resolution
What is a lease?
What is a long-term rental agreement
An Act of 2009 is a national law that strengthens consumer protection for those who use credit cards by banning unfair rate increases, Limiting Certain Fees, Requiring Plain Sight/Plain Language Disclosures, and Creating protections for college students
What is The Credit Card Act of 2009
What does PDF stand for?
What is Portable Document Format
Has rules governing those who buy gold, other precious metals and jewelry, and the scales that are used to weigh the items you are selling
What is the state office of weights and measures
What year did the Division establish its ADR Unit?
What is 1992
Why do people lease?
What is the lure of a lease is its monthly price
Who should be contacted to place a freeze on your credit card?
What is Experian, equifax, or transunion
What is a server?
What is serves information to computers that connect to it
The information included in all ads and at the point of purchase.
What is his/her name and address?
Who do you contact if you want to learn more about the ADR Unit?
What is Division of Consumer Affairs
What is the first step of Auto-leasing before you lease?
What is to understand the key terms of the lease
The person who removes a freeze on a credit card?
What is the credit reporting bureau directly
What is a Spam?
What is an unsolicited commercial e-mail
Prices must be _______ posted?
What is prominently
How does the use of volunteers help the State?
What is providing financial savings for the State
What is a structured like a lease in that the consumer makes payments on the vehicle for the term of the contract?
What is Balloon-Note Financing
With a _______ in place, you have the ability to prevent identity thieves from opening new credit cards or being granted loans in your name.
What is a credit freeze?
What is a Virus?
What is a software program which is capable of reproducing itself, capable of causing great harm to files or other programs in the same computer
The amount of time the buyer must keep the item purchased in its original form.
What is 2 days
What is Arbitration?
What is a voluntary legal process which takes place outside of the courts
What helps you sort out what this phrase means-“excess wear and tear.”
What is The C.P.L.A.
Under the federal Fair Credit Reporting Act, consumers may request a free credit report from each of the three credit reporting agencies once every how many months?
What is 12 months?
What is "WhoIs"?
What is is an Internet service that finds information about a domain name or IP address
Who is required to have a $5,000 bond posted with the State Office of Weights and Measures?
What are transient buyers