Bank Secrecy Act
Who's Who
Loans
Fraud
Bank Robbery
100

                            True or False

If you notice something that seems "odd" you should keep it to yourself until you have more details.  You don't want to draw attention until you know all the facts

What is False?

100

CEO of America's Credit Union 

Who is Bert Beal?

100

Property to secure a loan is called this.

What is Collateral?

100

taking advantage of the float to make use on non-existent funds in a checking or other bank account 

What is kiting?

100

A robber has just left the building, name the 2 most important security measures you and your coworkers can take.

What is lock the doors to the building and call 911?

200

Beneficial ownership Certification is required to be obtained in these circumstances.

What opening a new product or any change in signers or ownership?

200

Person who oversees Direct Payments

Who is Sherry McCaslin?

200

Access low, fixed rate and maximize the value I have in my home. 

Who is Home Equity Loan?

200

Scammers sometimes pose as legitimate companies promising to help members eliminate or lower their debt.  

What is Debt Consolidation Scam. 

200

Members of the media arrive after a robbery who should talk with them?

Who is Bert Beals?

300

The Bank Secrecy Act was enacted in this year. 

What is 1970?

300

The Director of Consumer Lending

Who is Jason Sapp?

300

Lenders review a credit report/financial statement and come up with what ratio? 

What is your debt-to income?

300

A warning placed on your credit reports that tells creditors to follow certain procedures before making changes to your account or opening new ones.

What is a fraud alert?

300

The only time to activate the alarm during a robbery is when? 

What is when it is safe?

400

This is the name of the report to be filed for cash transactions involving more than $10,000.01

What is the Currency Transaction Report?

400

Senior Director of People & Engagement

Who is Aaron Swanson?

400

Member makes a loan payment from their checking account using this code. 

What is LP x SW?

400

The practice of pretending to represent a financial institution or company requesting personal information via email.

What is Phishing?

400

What to do before entering the building for opening in the morning.

What is to check the surroundings/windows/doors?

500

These are the four pieces of information which the Credit Union must obtain for every new customer as required by regulation.

What is legal name, date of birth, physical address, and tax payer identification number?

500

The Director of Business Development

Who is Brandon Couch?

500

Accepted anywhere, no cash advance fees, no annual fees, gives you freedom and security.

What is a credit card? 

500

Software that can be installed on your computer without your consent to obtain personal information that can lead to identity theft.

What is Spyware?

500

the last employee to leave the building is responsible to do    

What is make sure the doors are locked and set the alarm?