True or False
If you notice something that seems "odd" you should keep it to yourself until you have more details. You don't want to draw attention until you know all the facts
What is False?
CEO of America's Credit Union
Who is Bert Beal?
Property to secure a loan is called this.
What is Collateral?
taking advantage of the float to make use on non-existent funds in a checking or other bank account
What is kiting?
A robber has just left the building, name the 2 most important security measures you and your coworkers can take.
What is lock the doors to the building and call 911?
Beneficial ownership Certification is required to be obtained in these circumstances.
What opening a new product or any change in signers or ownership?
Person who oversees Direct Payments
Who is Sherry McCaslin?
Access low, fixed rate and maximize the value I have in my home.
Who is Home Equity Loan?
Scammers sometimes pose as legitimate companies promising to help members eliminate or lower their debt.
What is Debt Consolidation Scam.
Members of the media arrive after a robbery who should talk with them?
Who is Bert Beals?
The Bank Secrecy Act was enacted in this year.
What is 1970?
The Director of Consumer Lending
Who is Jason Sapp?
Lenders review a credit report/financial statement and come up with what ratio?
What is your debt-to income?
A warning placed on your credit reports that tells creditors to follow certain procedures before making changes to your account or opening new ones.
What is a fraud alert?
The only time to activate the alarm during a robbery is when?
What is when it is safe?
This is the name of the report to be filed for cash transactions involving more than $10,000.01
What is the Currency Transaction Report?
Senior Director of People & Engagement
Who is Aaron Swanson?
Member makes a loan payment from their checking account using this code.
What is LP x SW?
The practice of pretending to represent a financial institution or company requesting personal information via email.
What is Phishing?
What to do before entering the building for opening in the morning.
What is to check the surroundings/windows/doors?
These are the four pieces of information which the Credit Union must obtain for every new customer as required by regulation.
What is legal name, date of birth, physical address, and tax payer identification number?
The Director of Business Development
Who is Brandon Couch?
Accepted anywhere, no cash advance fees, no annual fees, gives you freedom and security.
What is a credit card?
Software that can be installed on your computer without your consent to obtain personal information that can lead to identity theft.
What is Spyware?
the last employee to leave the building is responsible to do
What is make sure the doors are locked and set the alarm?