Savings Accounts
This is the account that all individuals must have in order to become/remain a member.
What is Regular Share Savings, RSV, Membership Savings?
The minimum opening deposit for a checking account.
What is $25?
The current dividend rate for a 3 year certificate.
What is 2.40%?
We cannot use this when inputting names and addresses into penguin.
What is punctuation?
This is the Branch manager for the Hagatna Branch in Guam.
Who is Lynne Franklin?
Account which earns you higher dividends than a regular savings with larger $ amounts, but does not require a direct deposit.
What is the MMSA, Money market savings account?
The member gets this many free checks upon opening a checking account.
What is $50?
This form is used for early redemption of a Certificate.
What is jet form 692?
This is the hold policy for personal checks for members less than 6 months.
What is $200 available immediately, rest on 2 - Day Hold?
The CEO for PenFed
Who is James Schenck?
What is $10?
The Overdraft line of Credit account will be accessed with this type of method of purchasing in a store.
What is PIN-less (Credit) transactions?
The grace period for CDs when all terms can be changed without penalty.
What is 10 Days?
This must be viewed prior to processing any transaction or releasing any information to any member.
What is photo ID?
The Director of Branch Operations.
Who is Monica Brooks?
The minimum credit score for a regular hold membership.
What is 550?
In order to earn dividends on the checking account you must have this.
Members will receive this form in the mail after completing a CD in the branch. (Form number and name)
What is form 686, Certificate Agreement?
Savings accounts are limited to 6 withdrawals per month by this Regulation.
What is Regulation D?
Chief Operating Officer (COO) of PenFed.
Who is Kevyn Myers?
The two most important reasons we pull a potential members credit before opening an account.
What is to verify identity and determine level of membership?
What is no cashing checks, ACH transfers, Free online bill pay, surcharge free Allpoint ATMs, Debit Cards, Mobile Deposit?
This is the penalty for early withdrawal for CDs opened after May 2nd, 2015
12-, 15-, 18-, 24-, 36-, 48-, 60- and 84-month certificates |
What is the penalty will be 30% of gross amount of dividends that would have been earned if the certificate had reached maturity? |
These are the ages of majority for a VUTMA account.
What is 18 or 21?
The Senior Manager for Western and Southern State Branches.
Who is Deb York?