Name That Account
This is an ideal account for a sole proprietor or a small partnership
What is the Business Basic account?
This is the best way to identify which business checking solution is right for your customer?
What is an Understanding You conversation?
This provides our business customers with greater flexibility to meet their business needs.
What are all 4 of our business checking products?
I focus on this during Xplore with my business customer?
What is Live, Work, Family and Bank?
This is what happens when I am not 100% sure which treasury solution may benefit my customer.
What is engage my Treasury Sales Officer?
This account is designed for customers with revenue size up to $500,000.
What is Business Basic?
What happens when my current business checking customer in a 155 has fraud on their account?
What is complete an Understanding You conversation to identify which new business checking account best meets their needs?
This costs $50/month and $.16 per item for Business Basic and Select.
What is Remote Deposit Capture?
This shares the value that you, your team and the bank can deliver for your customer.
What is a compelling Value Proposition?
This solution allows the business customer to view daily account activity, transfer between accounts and pay bills.
What is Enhanced Business Internet Banking or EBIB?
This account is designed for customers with annual revenues between $500,000 and 3 Million.
What is the Business Select account?
Up to 6 accounts and 6 users
What is EBIB for the Business Select account?
This waives the monthly service charge on our Basic, Select and Deluxe accounts?
What is the minimum average monthly ledger balance?
Customers get their first 10 transactions free.
What is Online Bill Pay on the Business Select account?
These partners offer your customer another payment option by accepting credit and debit cards.
Who are your BancCard Merchant Services partners?
Customers who have very complex business needs and consistently have over 500 items per month benefit from this?
What is the Commercial Analysis account?
This account includes unlimited EBIB users and up to 15 online bill pay transactions at no cost.
What is the Business Deluxe account?
This is charged when a customer exceeds their combined item for their respective account.
What is $.25 per item?
This is how I determine appropriate pricing on a Commercial Analysis account.
What is contact my TSO and work directly with them?
This systematically compares checks presented for payment to your issued check file to potentially identify fraudulent transactions before they hit your account.
What is positive pay?
This account is idea for larger LLC's, partnerships and corporations with complex needs.
What is the Business Deluxe account?
The customer is charged $25 for EBIB
What happens when the customer's account falls below the minimum average monthly ledger balance?
This allows a business to reduce or eliminate fees based on monthly balances.
What is the Earnings Credit Allowance or rate?
These are what is included in a combined item.
What are checks paid, checks deposited, and ACH debits and credits?
This is an efficient and secure way to collect recurring customer payments, make electronic transfers and distribute funds such as payables and payroll.
What are ACH services?