Business Checking
BUSINESS CREDIT CARDS AND REWARDS
LOANS, LINES OF CREDIT & PROMOTIONS

TEAM REFERRALS
100

The standard monthly maintenance fee for a Business Advantage Fundamentals

What is $16

100

The Business Advantage Cash Rewards Credit Card

This card offers 3% cash back in a category of choice (e.g., gas, office supply stores, travel) and 2% back on dining for the first $50,000 spent each calendar year and unlimited 1% cash back on all other purchases. 


100

Unlike a term loan that provides a one-time lump sum, this revolving financing product allows businesses to draw funds as needed, repay, and draw again

What is a Business Line of Credit

100

Our dedicated representative contact for ADP payroll solutions and client payroll inquiries

Amanda Leisey

150

Name TWO ways a client can avoid the monthly maintenance fee on a Business Advantage Fundamentals™ Banking account

What are maintaining a $5,000 combined average monthly balance, spending $500 in net debit card purchases per statement cycle, OR being a Preferred Rewards for Business member?

150

Business Advantage Unlimited Cash Rewards Credit Card

This card provides a flat 1.5% cash back on all eligible business purchases with no annual fee and no maximum cash back cap

150

Name TWO special interest rate promotions currently available for new Business Advantage Term Loans and Lines of Credit

What are the 0.50% interest rate discount on new Business Advantage Term Loans and the Prime + 0% introductory rate on cash advances for the first 7 billing cycles on Business Lines of Credit?

150

Instead of an individual dedicated local representative, merchant sales support and processing referrals are now handled through

 Centralized Merchant Services

200

Beyond balance and tier waivers, this business checking account comes included at no additional monthly fee when linked under a primary Business Advantage Relationship Banking account

What is an additional Business Advantage Relationship Banking account (or Business Advantage Savings account)?

200

BankAmericard

Bank of America credit card product focuses on lower ongoing interest rates for balance transfers and ongoing purchases, rather than cash back rewards.

200

The minimum annual business revenue requirement to qualify for an unsecured Business Advantage Term Loan or Line of Credit.

What is $100,000?

200

Merchant Services new offer

What is beginning Aug. 31, 2026 through July 30, 2027. Gives eligible clients the opportunity to earn a bonus of up to $2,000 when they establish a new Merchant Services relationship and meet qualifying payment processing requirements. 


250

The monthly maintenance fee for a Business Advantage Relationship Banking account.

What is $29.95?

250

Preferred Rewards for Business

What are Gold ($20,000), Platinum ($50,000), and Platinum Honors ($100,000) rewards small business clients with credit card rewards boosts (ranging from 25% to 75% extra cash back)

250

Alongside minimum annual revenue, this is the minimum time in business under existing ownership typically required for an unsecured Business Advantage Term Loan or Line of Credit. 

What is 2 years?

250

How would you engage an LBO client at the CSR Line or Office

What is Position your role and transition to BSA

300

To waive the monthly fee on a Business Advantage Relationship Banking account, a client must maintain this combined average monthly balance across linked deposit accounts.

What is $15,000?

300

Business Advantage
Travel Rewards World Mastercard

Earn 3 points per every $1 spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center. Earn unlimited 1.5 points for every $1 spent on all purchases everywhere.

300

 Business Advantage Auto Loan

Minimum loan amount: $10,000

Minimum vehicle value:$10,000

Minimum 4 years in business

Maximum vehicle age: Five calendar years

Vehicles with 75,000 miles or Less


300

How would you engage an LBO client at the CSR Line or Office

What is Position your role and transition to BSA