General
A feature for all business accounts
Overdraft protection options, Business debit card w/deals, Online and mobile banking with unlimited bill pay and alerts, Optional monthy account analysis statement showing your checking, money market, and treasury management services in one convenient statement
Account that receives $2,000 in coin and currency deposited at no charge
Simple Business Checking
Monthly fee for Business Money Market
$10
Name two Business Debit cards
Business Debit and Delta SkyMiles
Cards that can be used for overdraft protection
Business Travel Rewards, Business Card Rewards, Business Card
Accounts that receive a discount on their first order of checks
Simple Business Checking, Community Checking, Dynamic Business Checking, Commercial Suite Checking
Which account is subject to a paper statement fee?
Simple Business Checking
Identify the business savings account option(s) that can be used as overdraft protection.
Simple Business Savings, Business Money Market and Business Managed Money Rate Savings
Card that can not be personalization
Delta SkyMiles
Card that has an introductory offer of 0% on purchases for the first 12 months after account opening?
Business Card
Items that are defined as a combined item
Check paid, debit and credit memos, online bill payments, deposit tickets, check deposited, ACH Electronic debit and credits
Monthly Maintenance fee to correct Business product
$0 Simple Business
$75 Commercial Checking
$20 Dynamic Business Checking
What is the one common benefit that business savings account have?
No service charge for the first 53 days for new account
Withdrawal limits for Debit Cards
Option 1 -$1,500
Option 2 -$1,000
Option 3 -$500
Delta SkyMiles -$35,000
Rewards (prepaid debit card) can be loaded with any amount form _____ to _______.
$25.00 to $1,000.00
T/F Combine Relationship Balance is calculated as the average ledger balance checking, business money market, business savings or business CDs for the highest month of the past 12 months.
False-past 3 months
Monthly free combined items for each business account
50 Simple Business Check
225 Community Checking
500 Dynamic Business Checking
1000 Commercial Suite Checking
Withdrawal limit fee on the business savings and money market account.
6 withdrawal and transfer per statement cycle at no charge
Withdrawal of $15.00 per withdrawal over six with a max. of six withdrawal limit per statement cycle
POS Spending Limits for Business Debit Card access option
Option 1 -$7,500
Option 2 -$3,500
Option 3 -$1,500
Delta SkyMiles -$35,000
What accounts must a client own in order to be eligible for an accelerated Loyalty Travel Bonus of 25% or 50%?
Business Cash Rewards Credit Card & Dynamics Business Checking
Business Travel Rewards Credit Card & Dynamics Business Checking
Accounts that have an earnings credit allowance feature?
Analyze Checking, Analyzed Interest Checking,
Different tiers and their thresholds of Dynamic Business checking?
Core Tier- balance less than $25,000
Pus Tier- balance $25,000 - $49,999
Preferred Tier - balance $50,000+
Avoid a monthly maintenance fee on the Simple Savings account?
Maintain $250.00 min daily ledger balance OR Maintain a $500.00 avg. monthly ledger balance OR scheduling one recurring pre-authorized deposit or transfer of at least $100.00 per monthly statement cycle.
Annual fee for the Delta SkyMiles Business Debit card
$120.00 Grandfather
Tier for Dynamic Checking:
Core<25K Deposit Balance=$120.00
Plus (25k-50K) =$90.00
Preferred (50K) =$60.00
Name each credit card and the ideal client segment.
1. Business Travel Rewards-Frequent travelers who want to earn miles on the travel and other business expenses
2. Business Cash Rewards-Client who want to each cash back for their business expenditures.
3. Business Card-Price sensitive borrowers who intended to carry a balance