Checking
Money Market/Savings
Treasury Management
Merchant Services
General
100

What is the minimum opening deposit for business accounts?

What is $100?

100

What is the minimum opening deposit for Busey's money markets and savings accounts?

What is $100?

100

This technology allows businesses to scan checks from their office and send the images directly to the bank for deposit.

What is Remote Capture?

100

Who does Busey partner with to provide Merchant Services?

What is FirsTech?

100

What is the POS limit for Business Debit Cards?

What is $5,000/business day?

200

What account type needs the business's operating account with Busey before they can establish it?

What is an IOLTA?

200

What is the monthly maintenance fee of the Business Savings accounts?

What is $3?

200

What does Treasury Management help manage?

What is cash flow?

200

These in‑person payment options include credit card terminals, processing software and even tap‑to‑pay capabilities.

What are Point of Sale options?

200

This fee comes into play when business customers utilize all their free items in a statement cycle.

What is Transaction Limit?

300

What account can we establish at the direction of Commercial or Treasury Management?

What is Account Analysis?

300
What is the monthly maintenance fee on the Business Premium Money Market?

What is $25?

300

What does the customer need to provide the bank when utilizing Positive Pay?

What is a daily list of checks issued?

300

This type of payment, often done with a phone or smartwatch, allows customers to complete transactions without swiping or inserting a card.

What are contactless payments?

300

This is not waived on a business account's first monthly statement.

What is the monthly maintenance fee?

400

What is the name of the interest bearing business account we will establish?

What is Commercial Interest Checking?

400

What is the statement cycle for the Business Savings accounts?

What is quarterly?

400

What is the name of the online banking that Treasury Management offers?

What is Business Access?

400

Businesses can accept payments online using these tools, which include virtual terminals and integration with payment gateways.

What is Ecommerce?

400

This automated service—set up through Treasury Management Support rather than ArgoKeys—lets business customers link accounts like checking, money market and lines of credit to maintain a target balance and maximize cash usage.

What is a Sweep Arrangment?

500

What is the dollar amount for the charge per every $1,000 in cash deposited after the first $10,000 in cash deposited each statement cycle?

What is $1?

500

What is the dollar amount for the charge per every $1,000 in cash deposited after the first $10,000 in cash deposited each statement cycle?

What is $1?

500

What do we call the check fraud mitigation service offered to our business customers?

What is Positive Pay?

500

Often used in online or remote purchases, this category includes payment methods where the physical card isn't swiped or inserted.

What are card‑not‑present options?

500

The type of debit card you can provide to a non-signer with approval from a signer.

What is a Business Debit Card?