Tend to have higher interest rates than the government programs.
What is Private Student Loans
100
A fixed monthly amount is paid for a repayment term not to exceed 10 years.
What is Standard Repayment
100
To determine interests and values, and to identify talents and abilities.
What is Personal Assessment
100
In newspapers, professional periodicals, and online posting boards.
What is Job Advertisements
100
Includes dates, schools attended, fields of study, and degrees earned.
What is The Education Section
200
Federal loans that graduate or professional students and parents of undergraduate students can use to help pay for college or career school.
What is Parent (PLUS) Loans
200
Students elect this option to lower the monthly payment amounts. The length of the repayment term is up to 25 years.
What is Extended Repayment
200
In which you prepare a resume and create a cover letter.
What is Application Process
200
Friends, relatives, and others are potential business contacts.
What is Business Contacts
200
Presents your name, address, telephone number, and email address.
What is The Personal Data Section
300
Student loan offered to eligible students enrolled in accredited American institutions of higher education to help finance their education.
What is Stafford Loan
300
Allows borrowers the option to set his or her monthly payment based on a percentage of gross monthly income.
What is Income-Sensitive Repayment
300
In which you practice your interview skills, research the organization, and send a follow-up message to the organization.
What is Interview Process
300
Allows you to contact several firms in a short time.
What is Career Fairs
300
Lists organizations, dates of involvement, and responsibilities for previous employment, relevant school activities, and community service.
What is The Experience Section
400
Typically provided to students who have demonstrated exceptional financial need.
What is The Perkins Loan
400
Designed to provide the borrower with some leniency in terms of the amount to be repaid. The monthly payments are recalculated annually, based on the most recent reported income as well as the total debt amount.
What is Income-Contingent Repayment
400
When you assess the salary and other financial factors as well as the organizational environment of your potential employer.
What is Employment Acceptance
400
Develops a position that matches your skills with organizational needs.
What is Job Creation
400
Lists people who can verify your skills.
What is The Reference Section
500
Are often a substantial part of the financial aid package.
What is an Education Loan
500
Capped at 10 percent of discretionary income and provides forgiveness beyond a 20-year time period, if all prior payments were timely.
What is Pay-As-You-Earn Repayment
500
In which you develop plans to enhance career success behaviors and build strong work relationships.
What is Career Development and Advancement
500
Matches job hunters with employers.
What is Employment Agencies
500
Designed to clearly focus you on a specific employment situation.