HUON
What is HUON used for?
HUON is necessary to service insurance policies.
The experience period for suspensions is ____ ?
3 years
What are the two financial responsibility filings required by California Department of Motor Vehicles to end or prevent the suspension of an owner's or operator's driver license.
SR-1P, SR-22
When adding a new primary/occasional driver how many miles should be added to the assigned vehicle?
1500 miles only to assigned vehicle
Who qualifies for a named Non-Owner policy?
An insured who does not own or regularly use a vehicle
What tab is used in PEPSC to get to HUON?
"AO Options" (Paper with pen)
If a driver is following too close will the premium increase? If yes, how many points?
Yes -- 0 or 1 points
When can an operator apply for restricted driving privilege instead of suspension?
Before suspension takes effect or at any time during the 1-year suspension period.
When removing a driver, what happens to the miles?
remove miles associated with the removed driver
Where would you refer an A/O that requires backdate approval?
Supervisor
TRUE OR FALSE-- When adding a vehicle, are you always required to go through driver details screen to verify changes that may be needed?
TRUE
TRUE OR FALSE --- All operators (including the name insureds) must have a qualifying license which has not been suspended in the prior 3 years.
TRUE
SR-22 filings are required when the reason for the suspension was OTHER than an uninsured ACCIDENT ONLY. Examples are.... (name 3)
unsatisfied judgment, reckless driving, drunk driving, a felony involving the use of an automobile, negligent operator,
If a driver is being promoted that is currently listed on the policy from non rated to rated, what happens to the mileage?
DO NOT add any mileage
What's on an MVR ?
1.Driver info (name DOB),
2.license info (number, expiration date, status),
3.activity (violations, accidents, suspensions, failures to appear),
4.miscellaneous dmv info
What does HUON driver code "T" mean ?
Drivers with a learner's permit, under the age of 16 and a half, who are not subject to either a citation or accident premium increase.
Drivers are continuously licensed as of the ______ date.
Reinstatement
Where do we send SR-22 Request?
Underwriting Proc Form
If you are lifting an excluded driver (to primary/occasional driver), what happens to the household miles?
Total household miles remain the same.
What is considered adequate proof of a foreign driving record?
MVR notarized and translated from their country or a document from prior insurer.
What is a HUON?
HUON pine grows in only southern and western Tasmanian rainforests. The wood has a rich golden texture, and an exquisite smell and touch. It is also one of the finest boat-building timbers known to man thanks to its durability and its strong oil, which makes it resistant to water penetration.
Will the premium increase if a DUI is 3-10 years old?
NO
Who will we file a SR-22 for?
Named insured, dependent sons or daughters who reside in the named insured's household.
If the person we are removing from the policy is the registered owner of one of the vehicles, do we need to remove the vehicle also?
If the vehicle is registered to the person we are removing, we need to remove the vehicle as well unless it is co-registered with another insured on the policy.
If you are adding a driver whose license was suspended and reinstated 2 years ago. Is the driver acceptable?
No, unacceptable driver