Budgeting Basics
What percentage of your income should go to rent?
Around 30%
What should you wear to a job interview?
Nice/professional clothes, clean and neat.
What should you do if a stranger makes you feel unsafe?
Get away, find help, trust your instincts.
Name one place to look for an apartment.
Online (Zillow, Apartments.com), word of mouth, community boards.
Name one thing you should do before starting college.
Apply for financial aid, look for scholarships, plan your budget.
What is an emergency fund, and why is it important?
Savings set aside for unexpected costs.
How should you greet the interviewer?
Look them in the eye, smile, and shake hands (if appropriate).
What should you do if you’re lost in a new place?
Stay calm, find a safe place, use a phone or ask for help.
Name two things you need before signing a lease.
Proof of income, security deposit.
What is the first step to getting a driver’s license?
Take a written test to get a permit.
What’s the difference between a need and a want when budgeting?
Needs are things you must have (food, rent, electricity). Wants are things you like (video games, eating out)
What should you bring to a job interview?
Resume, professional attire.
What’s the safest way to cross the street?
Look both ways, use a crosswalk, make eye contact with drivers.
What should you check before moving into an apartment?
Leaks, working appliances, locks on doors/windows.
How can you get free or low-cost healthcare?
Medicaid, community clinics, student health centers.
What happens if you don’t pay your bills on time?
Late fees, bad credit, possible shut-off (electricity, phone)
What should you do after a job interview?
Send a thank-you email!
What should you do if your car breaks down on the highway?
Pull over safely, turn on hazards, call for help.
What are three monthly costs besides rent?
Electricity, water, internet, groceries, transportation.
What are two ways to save money on groceries?
Make a list, buy store brands, use coupons, meal prep.
What is credit, and why does it matter?
A score that shows how well you manage money and pay bills.
Name two things that can get you fired from a job.
Being late, stealing, bad attitude, not doing your work.
What should you do if the police pull you over?
Stay calm, keep hands visible, follow instructions, be respectful.
What is a rental lease, and why is it important?
A legal contract between you and the landlord about rent and rules.
What is one right you have as a renter?
Your landlord must fix things like heat, water, and electricity.