Oops... Did You File That?
Deadline Drama
The Family Circus
COBRA Ate My Homework
Bill Me Maybe
100

This document keeps employers from getting into trouble when an employee says, "Nah, I'll pass on coverage."

What is the Medical/Dental Waiver?

100

Employees have this many days to report a qualifying life event.

What is 60 days?

100

Dependents usually age out of coverage at this birthday.

What is age 26?

100

Federal COBRA usually applies to employers with at least this many employees.

What is 20 employees?

100

Premium statements are created on this day every month.

What is the 1st of the month?

200

Even if employees don't want medical or dental, they still must enroll in this benefit when it's offered.

What is Life Insurance?

200

Employers have this many days to report an employee termination.

What is 30 days?

200

To add a new spouse, you'll need one of these.

What is a Marriage Certificate?

200

Cal-COBRA generally covers employers with this many employees.

What is 1–19 employees?

200

Online payments must be submitted before this Pacific Time cutoff.

What is 3:00 PM PST?

300

New Hire paperwork can be submitted this many days after coverage becomes effective.

What is 30 days?

300

Coverage for a new hire always begins on this day after completing the waiting period.

What is the first day of the following month?

300

If your baby is born on the 20th of the month, regular coverage begins on this date.

What is the first day of the following month?

300

Continuation coverage under Cal-COBRA can last up to this many months.

What is 36 months?

300

Employers should never do this to their invoice.

What is self-adjust their billing statement?

400

This information should always be completed on the Employee Enrollment Application before sending it in.

What is the employer's group number?

400

Waiting periods can never exceed this many days.

What is 90 days?

400

Domestic Partners must file this with the California Secretary of State.

What is a Declaration of Domestic Partnership?

400

This company handles Cal-COBRA administration for CaliforniaChoice.

What is WageWorks (HealthEquity)?

400

This fee is charged when a check bounces.

What is $25?

500

Forgetting this simple step can leave an employer responsible for an employee's future medical bills.

What is obtaining a signed waiver from employees declining coverage?

500

If your premium payment isn't received, you'll receive one of these before coverage is canceled.

What is a Notice of Start of Grace Period?

500

Disabled dependents may stay covered beyond age 26 if this was diagnosed before age 26.

What is a qualifying disability?

500

Under Federal COBRA, employers have this many days after coverage ends to notify qualified beneficiaries.

What is 14 days?

500

If you have 9–50 enrolled employees, this is your monthly administrative fee.

What is $40?