Consumer Loans
This is the name of the resource page for consumer loans.
What is Consumer Loan Products and Process Resource Page?
HELOCs in "review" status go to this CUT queue.
What is Cut Sr?
This is the highest amount leadership can approve PC for on business accounts
What is $20k?
These are the 3 things needed to screen for new memberships
What is IDV/Qualifile/Ofac?
Name the 3rd link shared in the Issuing a Cashiers Check InfoPoint article.
What is "Cashier's Check-Error Correcting"?
All LOC payments are due on this day of the month.
What is the 15th?
The review rule: "Active Chapter 13 or 7 Bankruptcy in File" requires this action.
What is "Route application to Consumer Loan Underwriting for Decline"?
This page contains all Business-related articles.
What is the Business Services Resource Page?
An account only available to someone under 18 yrs old.
What is "Early Savers"?
These are the 2 next steps after completing a name change.
What is "Reissue ATM/Debit Card" and "Ordering New Checks"?
Centralized loans are assigned to this group in Appro once approved.
What is "aaa-clp specialty product"?
Member are allowed to have up to _ HELOCs.
What is 3?
This item offered makes deposits a breeze for our Business Members.
What is "High-Speed Online Deposits (HSOD)"
These are the 2 articles to follow when establishing membership through DNA.
What is "Creating a Person Record in DNA" and "Creating Consumer Membership Using DNA"?
If the member is unable to answer a basic verification question on their first attempt but is able to answer a basic verification question within three attempts, you must ask what?
What are "Fraud Mitigation Questions"?
D and E tier auto loans require this stipulation.
what is "Insurance requirements"?
The amount of time funds must be held in an account before opening a secured loan.
What is 5 days?
These 4 additional services (partnerships) are offered to Business members.
Merchant Services, PayChex Payroll Services, Wealth Management, and Business Specialists.
Name the 5 required documents for Creating Consumer Membership using DNA
What is Membership Enrollment packet, account disclosures, account agreements booklet, consumer privacy notice, and member access letter.
This is the step to take when a member wants to pay on a loan that is 31-60 days past due.
What is Contact Loan Loss Management at x 5787
The meaning of this NAS error: "Account Origination Failure. Account Number Not Supplied - - proc_AcctMaintenance=1001"
What is "Missing LOC acct # to be increased"?
This article contains general lending guidelines for all consumer loan types.
What is "Loans - Product Guidelines"?
This individual/role has no authority to act on behalf of the business itself, but is able to access information about all of your business accounts and have only limited transactional authority on those accounts.
What is an "Agent"?
4 out of the 6 US territory driver licenses/IDs acceptable for membership.
What is American Samoa, District of Columbia ID or license, Guam, Northern Marina Islands, Puerto Rico, US Virgin Islands?
The email address to contact when visually impaired members need an embossed ATM/debit card.
What is "aaa-mc atm/debit card services"?